DAYS ONE & TWO

11TH & 12TH NOVEMBER

F INTECHTALENTS 2019

PROGRAMME

WELCOME STAGE

10 :00 TO 12 :30

BUILD STAGE

STRATEGY STAGE

STARTS AT

FINTECH STORIES

STAGE

AFTERNOON STAGES 13 :00/13 :30 TO 17 :00

STARTS @13 :00

STARTS @ 13 :30

STARTS @ 13 :30

WELCOME STAGE

DAY ONE - 11TH NOVEMBER

10:00 TO 10:10 WELCOME STAGE 

10:10 TO 11:30 Keynote Debate | Where we aregoing, will we need banks?Forget the General Election - we have gathered the bestand the brightest minds in FinTech to debate the futureof our industry.

FinTECHTalents will be observing a two minute silence at this time in honourof Armistice Day

The final winner - our industry will decide.

Anne Boden, CEO, Starling Josh Bottomley, Global Head of Digital, HSBCRussell Pert, Industry lead, Financial Services,FacebookAritra Chakravarty, Founder & CEO, Dozens

Moderators:Lianna Brinded, Head of Yahoo Finance UK

Welcome to FinTECHTalents Generation 2019 - Day 1

A focus on current trends around technology, innovation

and talent.

11:30 TO 12:00 Keynote | FinTech 4.0We’ve lived through disruption, so-called warningsabout threats and opportunities and the promise ofopen banking and collaborations – as we move into thenext generation of financial services – what exactlyis FinTech 4.0 ?

WELCOME STAGE

DAY ONE - 11TH NOVEMBER

12:00 TO 12:30 Fireside Chat | Digitaltransformation in the real worldAOE and Commerz Real AG talk trough the cultural andoperational realities of digital transformation.

Kian Gould, CEO & Co-Founder AOEDr. Andreas Muschter, CEO, Commerz Real AG

12:30 Lunch & Networking + Live Music

FINTECH STORIES

Emma Steely, CEO, AccountScore

Katalin Kauzli, CEO, Charlie India

Bob Koster, Sales Director, Owlin

Gareth Williams, CEO, Yellow Dog

Robert Fillmore, VP and GM of EMEA, Sensibill

Melanie Palmer, CMO, Nucoro

Lisa Terziman-Gutu, Head of BD, Salt Edge

Steve Fogue, CEO, Particeep

Alexey Khitrov, President, ID R&D

Stuart Bungay, CEO & Co-Founder, OpenWrks

Chapter 1

Chapter 2

Chapter 3

Chapter 4

Chapter 5

Chapter 6

Chapter 7

Chapter 8

Chapter 9

Chapter 10

F INTECH STORIES STAGE13 :00 - 15 :00

1 1 AWESOME COMPANIES - 10 MINUTES EACH

DAY ONE - 11TH NOVEMBER

Stories Stage Chair - Will Hackett, Head of European FinTech Practice,Pangea

FINTECH STORIES

Davyde Wachell, CEO, Responsive AI

Craig Mackay, Chief Product Officer, Mudano

Kimmo Soramäki, CEO, FNA

Robert Baugh, CEO, Keepabl

Chapter 12

Chapter 13

Chapter 14

Chapter 15

Chapter 16

Chapter 17

Chapter 18

F INTECH STORIES STAGE13 :00 - 15 :00

1 1 AWESOME COMPANIES - 10 MINUTES EACH

DAY ONE - 11TH NOVEMBER

Stories Stage Chair - Will Hackett, Head of European FinTech Practice,Pangea

STRATEGY STAGE13 :30 TO 1 7 :45

DAY ONE - 11TH NOVEMBER

Strategy Stage Chair - Brendan Gilmore, MD, BPG Strategy

14:00 TO 15:00 Round-table | Cultural restructuringand digital transformation AOE hosts a talk through the cultural and operationalrealities of digital transformation.

Kian Gould, CEO & Co-Founder, AOEDr. Andreas Muschter, CEO, Commerz Real AGMichael Anyfantakis, Digital Transformation Leader,Lloyds Banking GroupEsther Lastanao, Head of Operations & BusinessTransformation, Zurich Santander

15:00 TO 15:30 Snack Time!

13:30 TO 14:00 Keynote | Big Tent FintechFinTech is not a sector, nor a group of companies, it isabout innovating financial services everywhere from anyorganisation.

Soren Andreasen, Chief Digital Officer, Danske Bank

STRATEGY STAGE13 :30 TO 1 7 :45

DAY ONE - 11TH NOVEMBER

16:15 TO 17:00 Discussion | FinTech as a force forgoodFinancial inclusion, the developing world and ensuringaccess to money is secure, accessible and remains atool for positive change.

Daniel Beresford, Associate Director - InnovationLead, Fidelity InternationalJelena Madir, Director, Chief Counsel, European Bankfor Reconstruction and DevelopmentDiana Carrasco, Group Head of Risk, Digital Channels- COO, Lloyds Banking GroupDiana Biggs, Global Head of Innovation | HSBCPrivate Banking

15:30 TO 16:15 Discussion | Building a betterpartnership modelThe push to collaborate and partner has never beengreater - for both incumbent banks and FinTechcompanies. Why haven't we seen more success? Is ittime to throw out the old playbook and build a newpartnership model.

Chris Loake, Chief Technology & Operations Officer, C.Hoare & Co.Simon Ware, Strategy, Innovation & Planning, InvescoAllyson Laurance, Innovation – Global FintechPartnership Lead, Citi Innovation Lab – Treasury &Trade Solutions

17:00 TO 17:45 Discussion | TBC

BUILD STAGE13 :30 TO 1 7 :45

DAY ONE - 11TH NOVEMBER

13:30 TO 14:00 Keynote | Can technology inspireus?We love gadgets and gizmos a plenty - but are theyenough to inspire innovation?

Anshu Sharma Raja, MD, Global Head, Retail BankingTechnology, Standard Chartered Bank

14:00 TO 15:00 Case Studies | Building FinTech on aplatform of collaborationThe term of 2019 is 'platformification' - what does thatmean for financial services?

Mitesh Soni, Chief Evangelist, Finastra

15:00 TO 15:30 Snack Time!

Build Stage Chair - Conny Dorrestijn, Founding Partner at BankiFi

BUILD STAGE13 :30 TO 1 7 :45

DAY ONE - 11TH NOVEMBER

16:15 TO 17:00 Discussion | Security, Identity andbuilding a safer world Michael Bradley, Business Model Innovation Manager Strategic Capability, HSBC

15:30 TO 16:15 Debate | What is human centricdesign?How can we design financial products that fit withhuman requirements.

Dorthe Håhr Dupont, Deputy Group Digital,Leadership and Digital, Transformation, Nordea

17:00 TO 17:45 Discussion | So - We've built a bank

Challenger banks, neo banks, digital-only legacyoffshoots - Have banking license - will build. Here is howwe did it.

WELCOME STAGE

DAY ONE - 11TH NOVEMBER

19:15 Live Music Stage - Our communityconvenesWe bring everyone back to a main area to: Reflect on the day 

Highlights what can be expected on Day 2

18:00 - 'TIL LATE Party time! - Networking, Craft Beerand Live Music!

17:45 - 19:00 Unthink Tank - a talk series by YoltUnthink Tank explores the concept of ‘unthinking’.

Inviting leaders and innovators from the tech, disruptorand creative communities to discuss issues thatimpassion and empower them.

WELCOME STAGE

DAY TWO-12TH NOVEMBER

10:00 - 10:10 Welcome to FinTECHTalents - Day 2A focus on the future – the how, what, where and whothat will build the next generation of financial services.

10:10 - 11:00 Keynote Debate | Do we need ahead of digital?

Technology has long been a part of financial services -the recent FinTech revolution aside. If 'tech' has alwaysbeen a part of 'the Fin' - how has the role of the 'techchief' changed? Do banks still need a head of digital?

The Digital Debate - Our audience decides.

Chris Worle, Chief Digital Officer, HargreavesLansdownAndrew Smith, CTO, ClearBank

11:00 - 11:30 Fireside Chat | Saving pots and jointrelations, how to build FinTechpartnerships in the real world.FinTech powerhouses, OakNorth and Monzo sit down totalk about the origins of their partnerships, currentplans and future strategies.

Amir Nooriala, Chief Strategy Officer, OakNorthTBC, Monzo

WELCOME STAGE

DAY TWO-12TH NOVEMBER

12:15 - 13:30 Lunch 

11:30 - 12:15 Panel | Finding a unicorn in a glitterstormWe all love FinTech and want it to succeed - but whereis the ROI? Our investors reveal what they really reallywant in their portfolios.

Thomas Bussey, Investment Manager, StrategicInnovation Investments, HSBCValentina Isakina, Managing Director, FinancialInstitutions, JobsOhioJuliette Souliman, FinTech, VC Investor, OctopusVenturesAlix Brunet, VP, Citi Ventures

FINTECH STORIES

Luke Moore, Revenue Director, iProov

Jakub Piotrowski, Chief Revenue Officer, Meniga

Rob Leslie, CEO, Sedicii

Ammar Akhtar, Founder, Yobota

Maarten Wegdam, CEO, ReadID

Bertrand Munier, Founder CEO, RiskInnov

Quent Rickerby, Managing Director, 123signed

May Michelson, Director of Sales, BD, PayKey

Izhar Arieli, CEO, Scanovate

Freddy Kelly, CEO, Credit Kudos

Miroslav Petrov, Product Director, Fortia

Chapter 1

Chapter 2

Chapter 3

Chapter 4

Chapter 5

Chapter 6

Chapter 7

Chapter 8

Chapter 9

Chapter 10

Chapter 11

F INTECH STORIES STAGE13 :00 - 15 :00

1 1 AWESOME COMPANIES - 10 MINUTES EACH

DAY TWO - 12TH NOVEMBER

Stories Stage Chair - TBC

STRATEGY STAGE13 :30 TO 1 7 :45

DAY TWO-12TH NOVEMBER

13:30 TO 14:00 Fireside Chat | Scaling and teambuilding in the real worldFrom Silicon Roundabout startup - to offices in Cardiffand sights set on the USA. Monzo sheds light on therealities of scaling.

Jack Villiers, Lead, Tech Hiring, MonzoBobbi Nicholson, People Operations Lead. Monzo

Moderated by: Terry Gore, Director, Financial Services& FinTech, JobsOhio

14:00 TO 15:00 Case Study | When your Launchpadis a bankReal life case studies from the EntrepreneurialProgramme at Société Générale

Anthony Woolley, MD, UK Chief Innovation Officer,Société Générale Claire Calmejane, CIO, Société Générale

15:00 TO 15:30 Snack Time!

Strategy Stage Chair - Ghela Boskovich, Founder FemTech Global

STRATEGY STAGE13 :30 TO 1 7 :00

DAY TWO-12TH NOVEMBER

17:00 TO 17:45 Roundtable | Generations - Myths &RealitiesWhat are our assumptions around customer groups andhow can we validate them?

James Gibson, Head of Product for Revolut forBusinessSabina Kravcak, Group Strategy & Innovation,Barclays

16:15 TO 17:00 Discussion | Reflections on NetworkEffectPangea hosts a myriad of case studies outliningnetwork effect

Martin Mccann, CEO, Trade LedgerOliver Prill, CEO, Tide

15:30 TO 16:15 Discussion | Talent 2.0

What makes a good team member? Where can you findthe best talent? Is it all about skill and learning – or isthere a personality ‘type’ that works better in tech?

The technology and innovation industries are at a crossroads. Where can ‘talent’ go from here?

Marta Krupinska, Head of Google for Startups UK,Google UKWincie Wong, Head of Rose Review Implementation,RBS/NatWestRomain de Maud’huy, Chief Transformation Officerfor Motor and Travel, AXA PartnersJennifer Drabble, Director of Data Product andScience, Barclays

BUILD STAGE13 :30 - 1 7 :45

DAY TWO-12TH NOVEMBER

13:30 TO 14:00 Keynote Fireside chat | Data as atoolHow can firms use millions of data points to gain realtime insights?

Emmanuelle Mathey, Head of Credit Risk, SchrodersBob Koster, Commercial Director, Owlin

14:00 TO 15:00 Discussion | The Future is opensourceFinancial services has been late to the open sourcedparty - what can be done to catch up?

James McLeod, Director of Community at FINOS

15:00 TO 15:30 Snack Time!

BUILD STAGE13 :30 - 1 7 :00

DAY TWO-12TH NOVEMBER

15:30 TO 16:15 Workshop | Crack it open - DLTBlockchain and distributed ledger - laid bare

Lisa Biesenbach, DLT Customer Journey ExpertING Wholesale Banking Innovation | DistributedLedger TechnologyAnthony Stevens, Global Head of Product Innovation,C&IS at Northern Trust CorporationAime Stokes, Innovation Project Analyst - DLT,RBS/NatWest

16:15 TO 17:00 Discussion | The IT Crowd What makes a good developer? What are the skills,experience and ambitions that make the best DevOpsteam?

Roberta Profeta, International Subsidiary Banks

Division, Multichannel Office, Intesa Sanpaolo

17:00 TO 17:45 Open Banking| How it works Open banking launched as hype - while many banks,firms and companies started the quiet process of doing.

How was Open Banking done? A series of case studiesto discuss.

WELCOME STAGE

DAY TWO - 12TH NOVEMBER

17:45 - 18:00 End of Day Two | Our communityconvenesWe bring everyone back to a main area to: Reflect on the day 

Find out what we expect from Discovery Day on DayThree!

DISCOVERY DAY 2019

13TH NOVEMBER

9 :45 TO 10 :00

WELCOME TO DISCOVERY DAY

CHALLENGE STAGE

PROGRAMME

AITECHTALENTS

10 :00 TO 17 :15

REGTECHTALENTS

10 :00 TO 17 :15

DISCOVERY DAY 2019

13TH NOVEMBER

17 : 15 - 17 :30

GATHER TO HEAR ABOUT THE TECHTALENTS FEST IVALS 2020

CHALLENGE STAGE

SECRET STAGE

LEARNING STAGE

DAY THREE-13TH NOVEMBER

AITECHTALENTS

10:00 - 10:10 Welcome | AITECHTalents - Society,Industry, Workplace

10:10 - 10:30 Keynote | AI in plain language

Clara Durodie, Chair, Cognitive Finance

10:30 - 10:45 Society | Keynote

10:45 - 11:30 Society | A safe space for AI

As machines and artificial intelligence impact more of

our lives - how will it affect our humanity?

Janet Adams, Head of Risk & Controls, Head of AI, SME,TSB Bank

How do we solve the problem unintended and harmful

behaviour that may emerge from poor design of real-

world AI systems.

Janet Adams, Head of Risk & Controls, Head of AI, SME,TSB BankEmilia Tantar, PhD, Chief Data and ArtificialIntelligence Officer, INCERT GIEA public agency under the Luxembourg Ministry of theEconomy

LEARNING STAGE

DAY THREE-13TH NOVEMBER

AITECHTALENTS

11:30 - 12:15 Society | Morality and the machine

Within the seemingly boundless landscape of AI do

questions of ethics remain for both humans and

machines?

Charles Radclyffe, Head of AI, Fidelity InternationalLisa Talia Moretti, Associate Lecturer, Institute ofManagement Studies, Goldsmiths College

12:15 - 13:15 Lunch & craft beer sessions

13:15 - 13:30 Industry | Keynote

How can artificial intelligence, advice and analysis guide

us to making better decisions in financial services?

Adri Purkayastha, Head of Technology & Cyber RiskAnalytics, BNP Paribas Group

LEARNING STAGE

DAY THREE-13TH NOVEMBER

AITECHTALENTS

14:15 - 15:00 Industry | Computer says 'Yes'

13:30 - 14:15 Industry | Behavioural Economics

Can nudges and pokes create better financial services

for all?

Roshan Rohatgi, Senior Innovations & EntrepreneurialProfessional, RBS

How AI is transforming lending and loan management

Sean Hunter, CIO, OakNorthDr. Dimitrios Emmanoulopoulos, VP - Lead DataScientist Data Technologies & Applied Machine Learning,Barclaycard International

15:00 - 15:30 Snack Time!

LEARNING STAGE

DAY THREE-13TH NOVEMBER

AITECHTALENTS

15:45 - 16:30 Workplace | Future skills for anautomated world

15:30 - 15:45 Workplace | Keynote

Beyond automation – which jobs are being supported

by robotics and machines?

Ganna Pogrebna, Professor of Behavioural Economic andData Science, University of Birmingham

Will skills such as communication, care giving, and

creativity gain further importance in the future?

Dr. Amy Shi-Nash, Global Head of Analytics and DataScience at HSBCLouise Smith, Head of Intelligent Automation, RBSCristian Paun, CIO, EMEA, DuPont

16:30 - 17:15 Workplace | Conversing with 'bots

Chatbots, conversational interfaces, and the changing

nature of customer service

Terry Cordeiro, Product Lead, 11.FS

CHALLENGE STAGE

DAY THREE-13TH NOVEMBER

REGTECHTALENTS

10:00 - 10:10 Welcome | RegTECHTalents -Technology, Regulations & Talent

10:10 - 10:30 Keynote | The "Why" of Regtech

Julia Black, Head of LSE innovation programme andmember of the Prudential Regulation Commitee ofthe Bankof England

10:30 - 11:15 Chat | What are the challeges forregulated firms?

This morning's guests include a Financial Institution, a

Regulator and a RegTech company - as they sit on the

hot seat to discuss speed, complexity, regulatory scope

industry expectations.

Eric Wu, Head of Technology, RevolutAdriana Ennab, Head of Policy, Credit Suisse

11:45 - 12:30 Debate | Data Privacy v RegulatoryControls

11:15 - 11:45 Stories | Real life crime stories

Should citizens be willing to sacrifice rights to data

privacy for better regulatory controls?

From the files of Financial Crime Squad - we examine

the impact, aftermath and how technology can be

used to prevent dubious activities.

Chris Felton, Director of Economic Crime Academy,City of London Police

12:30 - 13:30 Lunch & craft beer sessions

For: Dr. Maciej Machulak, Lead Identity Architect, The PostOfficeAgainst:Moderator: Nilixa Devlukia, Head of Regulatory, OpenBanking Implementation Entity

CHALLENGE STAGE

DAY THREE-13TH NOVEMBER

REGTECHTALENTS

13:45- 15:00 Challange | RegTech Startups takethe stage

Problem presented, Challenge accepted, Solutions

expressed - Our expert panel (and our audience) decides

Expert panel:

Graham Corr, Head of Regulatory TechnologyDevelopment at Royal Bank of ScotlandTariq Khan, Fintech & Regtech Investor & Advisor,Outrun Ventures

FNA, Kimmo Soramäki, CEOAscent Regtech, Jeff Heine, Chief Revenue Officer, Keepabl, Robert Baugh, CEO RegTech 4RegTech 5RegTech 6

15:00 - 15:30 Snack Time!

13:30 - 13:45 Keynote | RegTech Startups take thestage Sholthana Begum, Senior Technical Specialist, Bankof England

CHALLENGE STAGE

DAY THREE-13TH NOVEMBER

REGTECHTALENTS

16:45 - 17:15 Keynote | The regulator of the future

16:15 - 16:45 Experts | Can regulation keep pacewith innovation? Elisabeth Noble, Senior Policy Advisor, EuropeanBanking Authority

15:30 - 16:15 Debate | Regulating Crypto

Without balanced regulation of the crypto market will

innovation be stifled by the state?

For: Teana Baker-Taylor, Executive Director, Global DigitalFinanceAgainst: Dr. Iwa Salami, Senior Lecturer in Financial lawand Regulation, University of East LondonModerator: Ruth Wandhöfer, London Stock Exchange, NED

CHALLENGE STAGE

DAY THREE-13TH NOVEMBER

REGTECHTALENTS