Enriching Rural Lives Sustainably…

Annual Report 2013-2014

Lupin Human Welfare and Research Foundation (LHWRF)

Published By: Add text

Content & Editing: Ravi Deshpande, Lupin Human Welfare & Research Foundation

Designed By:www.miragecreations.co.in

All right reserved.

Annual Report April 2013 - March 2014

DeshBandhu and Manju Gupta Foundation,Dhule

Enriching Rural Lives

Sustainably…

Published By: Add text

Content & Editing: Ravi Deshpande, Lupin Human Welfare & Research Foundation

Designed By:www.miragecreations.co.in

All right reserved.

Annual Report April 2013 - March 2014

DeshBandhu and Manju Gupta Foundation,Dhule

Enriching Rural Lives

Sustainably…

1

Content

Abbreviations.... .......................................................... 5

Section I - About Lupin Human Welfare

and Research Foundation (LHWRF) .......................... 5

From the desk of Executive Director........................... 6

Board of Trustees....................................................... 7

Outreach..................................................................... 8

Two Pronged outreach strategy.................................. 8

Strategies.................................................................... 9

Section II – Activities in the current year.................... 11

Overview of activities................................................. 12

Economic Development.............................................. 13

Agricultural Development........................................... 14

Animal Husbandry (AH)...............................................16

Rural Industries Promotion and Skill Building.............18

Financial Inclusion–an innovative partnership............21

Social Development.................................................... 22

Women Empowerment.............................................. 23

SHG strengthening model of Bhopal........................... 24

Community Health Management................................ 26

Vision centre of Alwar................................................. 27

Education................................................................... 28

Infra-structure Development...................................... 29

Natural Resource Management (NRM)...................... 30

Alternate Energy development

programme in Sindhudurg................................................ 31

Post Disaster Response in Uttarakhand .......................... 32

Development Programmes

under Implementation ..................................................... 33

Training.......................................................................... 34

Overall outcomes............................................................. 35

Challenges ahead and Future Plans............................... 38

Partnerships and collaborations....................................... 40

content 1st follows abbreviations. color separation needed

Abbreviations

AH Animal Husbandry

AI Artificial Insemination

BCs Business Correspondents

CBOs Community Based Organisations

CCTs Continuous Contour Trenches

CSR Corporate Social Responsibility

DBMGF Desh Bandhu Manju Gupta Foundation

EAP Enterprise Awareness Programmes

EDP Entrepreneurship Development Programme

ICDS Integrated Child Development Scheme

ICPT Integrated Cotton Production Technology

IGWDP Indo German Watershed Development

Programme

IMR Infant Mortality Rate

IWMP Integrated Watershed Management

Programme

JLGs Joint Liability Groups

LGVP Lupin Gram Vikas Panchayat

LHWRF Lupin Human Welfare and Research

Foundation

MLI Micro Lift irrigation

MMDU Mobile Medical Diagnostic Unit

MMR Maternal Mortality Rate

MSGD Mata Shri Gomati Devi Jan SevaNidhi

NABARD National Bank for Agriculture & Rural

Development

NI Natural Insemination

NRM Natural Resource Management

PHC Primary Health Centre

POS Point Of Sale (machine)

RMK Rashtriya Mahila Kosh

SBBJ State Bank of Bikaner and Jaipur

SGSY Swarn Jayanti Gramin Swarojgar Yojana

SHGs Self Help Groups

SIDBI Small Industries Development Bank of

India

SRI System of Rice Intensification

TDF Tribal Development Fund

UNDP United Nations Development Programme

UPNRM Umbrella Programme for Natural Resource

Management

USP Unique Selling Point

WATs Water Absorption Trenches

WATSAN Water and Sanitation Programme

WSHGs Women Self Help Groups

1

Content

Abbreviations.... .......................................................... 5

Section I - About Lupin Human Welfare

and Research Foundation (LHWRF) .......................... 5

From the desk of Executive Director........................... 6

Board of Trustees....................................................... 7

Outreach..................................................................... 8

Two Pronged outreach strategy.................................. 8

Strategies.................................................................... 9

Section II – Activities in the current year.................... 11

Overview of activities................................................. 12

Economic Development.............................................. 13

Agricultural Development........................................... 14

Animal Husbandry (AH)...............................................16

Rural Industries Promotion and Skill Building.............18

Financial Inclusion–an innovative partnership............21

Social Development.................................................... 22

Women Empowerment.............................................. 23

SHG strengthening model of Bhopal........................... 24

Community Health Management................................ 26

Vision centre of Alwar................................................. 27

Education................................................................... 28

Infra-structure Development...................................... 29

Natural Resource Management (NRM)...................... 30

Alternate Energy development

programme in Sindhudurg................................................ 31

Post Disaster Response in Uttarakhand .......................... 32

Development Programmes

under Implementation ..................................................... 33

Training.......................................................................... 34

Overall outcomes............................................................. 35

Challenges ahead and Future Plans............................... 38

Partnerships and collaborations....................................... 40

content 1st follows abbreviations. color separation needed

Abbreviations

AH Animal Husbandry

AI Artificial Insemination

BCs Business Correspondents

CBOs Community Based Organisations

CCTs Continuous Contour Trenches

CSR Corporate Social Responsibility

DBMGF Desh Bandhu Manju Gupta Foundation

EAP Enterprise Awareness Programmes

EDP Entrepreneurship Development Programme

ICDS Integrated Child Development Scheme

ICPT Integrated Cotton Production Technology

IGWDP Indo German Watershed Development

Programme

IMR Infant Mortality Rate

IWMP Integrated Watershed Management

Programme

JLGs Joint Liability Groups

LGVP Lupin Gram Vikas Panchayat

LHWRF Lupin Human Welfare and Research

Foundation

MLI Micro Lift irrigation

MMDU Mobile Medical Diagnostic Unit

MMR Maternal Mortality Rate

MSGD Mata Shri Gomati Devi Jan SevaNidhi

NABARD National Bank for Agriculture & Rural

Development

NI Natural Insemination

NRM Natural Resource Management

PHC Primary Health Centre

POS Point Of Sale (machine)

RMK Rashtriya Mahila Kosh

SBBJ State Bank of Bikaner and Jaipur

SGSY Swarn Jayanti Gramin Swarojgar Yojana

SHGs Self Help Groups

SIDBI Small Industries Development Bank of

India

SRI System of Rice Intensification

TDF Tribal Development Fund

UNDP United Nations Development Programme

UPNRM Umbrella Programme for Natural Resource

Management

USP Unique Selling Point

WATs Water Absorption Trenches

WATSAN Water and Sanitation Programme

WSHGs Women Self Help Groups

2

Lupin Limited is an innovation led transnational

pharmaceutical company, with a wide global footprint.

Lupin embodies vision of its founder Chairman Dr.

Desh Bandhu Gupta to fight life-threatening diseases

by manufacturing drugs of the highest social priority

and quality medicines at affordable prices. It

personifies the deep inter-connect between what

Lupin does and what society needs. Happiness is the

critical bottom-line of all that ever been done at Lupin

and will remain so.

Can a business organization transform distant

villages that have for decades remained in poverty,

isolation and ignorance, into vibrant activity centres of

progress and development? This was the question Dr.

Desh Bandhu Gupta asked himself. It was a

challenge he felt compelled to take on. For, of what

use were technology development and professional

management skills if they couldn't be used to touch

human lives, restore a villager's lost confidence,

rejuvenate, energise and transform potential into

productivity?

These thoughts led to the establishment of the Lupin

Human Welfare & Research Foundation (LHWRF) on

October 2, 1988, Mahatma Gandhi's birth anniversary

as a humble tribute to him. The Foundation is an

independent entity promoted by Lupin Limited,

implementing CSR activities all over India.

Lupin Foundation began a quest for transforming the

rural landscapes by reaching out to millions through

holistic rural development initiative with an

indomitable passion for bringing smiles on the faces

of poorest of the poor living in the most deprived,

desolate and inconspicuous villages of India. Lupin

Foundation aspires to provide an alternative model of

sustainable development, which can be replicated

widely through collaborations and partnerships.

About

Lupin Human Welfare and Research Foundation (LHWRF)

This year the new law coming into force, making corporate social responsibility mandatory has changed the

development equations. It is expected to bring enormous resources for improving lives of the urban and rural

marginalised people with many more actors enters the sector. I believe that Corporate India had the fundamentals in

place to shape a better future for society and we must embrace this not as a responsibility but an obligation. It was with

this deep sense of obligation that LHWRF was set up with the objective of creating a replicable and ever-evolving

model for sustainable rural development with the simple goal of uplifting families living below the poverty line to ensure

inclusive growth.

LHWRF has come a long way over the years, having worked hard in creating, developing, nurturing and executing

programs in partnership with the rural communities they choose to work with. The foundation has collaborated with

numerous institutions, governments, individuals, visionaries and domain experts on numerous projects to ensure

growth and progress for the communities we served. We are thankful to each one of them for their insights and

contributions that have made LHWRF what it is today. The foundation today reaches out to more than 2.8 million

people, living in villages spread across 4 states in India.3463

It is heartening to note that our people remain committed and passionate about transforming the rural landscape of the

country; about changing the lives of the communities we exist in and work with, to enable a happier and more

meaningful tomorrow.

My best wishes to my spirited team at LHWRF on the road ahead.

Dr. Desh Bandhu GuptaFounder Chairman, Lupin Human Welfare and Research Foundation

Founder Chairman

photo

3

From the desk of

2

Lupin Limited is an innovation led transnational

pharmaceutical company, with a wide global footprint.

Lupin embodies vision of its founder Chairman Dr.

Desh Bandhu Gupta to fight life-threatening diseases

by manufacturing drugs of the highest social priority

and quality medicines at affordable prices. It

personifies the deep inter-connect between what

Lupin does and what society needs. Happiness is the

critical bottom-line of all that ever been done at Lupin

and will remain so.

Can a business organization transform distant

villages that have for decades remained in poverty,

isolation and ignorance, into vibrant activity centres of

progress and development? This was the question Dr.

Desh Bandhu Gupta asked himself. It was a

challenge he felt compelled to take on. For, of what

use were technology development and professional

management skills if they couldn't be used to touch

human lives, restore a villager's lost confidence,

rejuvenate, energise and transform potential into

productivity?

These thoughts led to the establishment of the Lupin

Human Welfare & Research Foundation (LHWRF) on

October 2, 1988, Mahatma Gandhi's birth anniversary

as a humble tribute to him. The Foundation is an

independent entity promoted by Lupin Limited,

implementing CSR activities all over India.

Lupin Foundation began a quest for transforming the

rural landscapes by reaching out to millions through

holistic rural development initiative with an

indomitable passion for bringing smiles on the faces

of poorest of the poor living in the most deprived,

desolate and inconspicuous villages of India. Lupin

Foundation aspires to provide an alternative model of

sustainable development, which can be replicated

widely through collaborations and partnerships.

About

Lupin Human Welfare and Research Foundation (LHWRF)

This year the new law coming into force, making corporate social responsibility mandatory has changed the

development equations. It is expected to bring enormous resources for improving lives of the urban and rural

marginalised people with many more actors enters the sector. I believe that Corporate India had the fundamentals in

place to shape a better future for society and we must embrace this not as a responsibility but an obligation. It was with

this deep sense of obligation that LHWRF was set up with the objective of creating a replicable and ever-evolving

model for sustainable rural development with the simple goal of uplifting families living below the poverty line to ensure

inclusive growth.

LHWRF has come a long way over the years, having worked hard in creating, developing, nurturing and executing

programs in partnership with the rural communities they choose to work with. The foundation has collaborated with

numerous institutions, governments, individuals, visionaries and domain experts on numerous projects to ensure

growth and progress for the communities we served. We are thankful to each one of them for their insights and

contributions that have made LHWRF what it is today. The foundation today reaches out to more than 2.8 million

people, living in villages spread across 4 states in India.3463

It is heartening to note that our people remain committed and passionate about transforming the rural landscape of the

country; about changing the lives of the communities we exist in and work with, to enable a happier and more

meaningful tomorrow.

My best wishes to my spirited team at LHWRF on the road ahead.

Dr. Desh Bandhu GuptaFounder Chairman, Lupin Human Welfare and Research Foundation

Founder Chairman

photo

3

From the desk of

2

Each year comes with new challenges, opportunities and learning. It is matter of pride to share our achievement of

the year through this annual report. The annual report throws light on the challenges we encountered and

opportunities we seized to act and learning we draw to deliver.

This year different centres of Lupin Foundation have done remarkably well by raising their performance

level. Our Uttarakhand Centre rose to the challenge posed by the huge natural disaster of floods caused by

cloudburst. It has done creditable relief and rehabilitation work under the most inhospitable conditions. Alwar

Centre has done a miraculous work through vision centres. Notably, our Bhopal centre has continued exemplary

work in building linkages of SHGs with the banks especially for women. In Dhule, our fast track district

development model is shaping well with an aim of eradicating poverty by 2018. The bio-gas construction work

done by Sindhudurg centre in Maharashtra is emerging as a model of alternate energy generation for rural India.

Buchakewadi, a village of Pune centre is emerging to show case “ what villages of this country can become in

future through collective leadership”? Our Bharatpur centre is moving close to a rare feat of making whole

Bharatpur a poverty free district by 2016.

Though India had seen tremendous growth during last two and half decades but when it comes to human

development indicators we are still a laggard nation. Poverty eradication still remains a primary goal even after

rd2/3 century since independence. This warrants greater initiatives from all stake holders including us to enable our

nation to come out of vicious cycle of poverty. The time has come that we should move from poverty line and

should focus on empowerment line. This requires higher production in fields and factories along with improved

delivery of our services especially to the marginalised sections of society.

Our achievements in the year were result of the hard work done by entire Lupin Foundation team. While

appreciating the effort, I would like to extend my best wishes to each team member for more contribution in the

next year.

Sita Ram GuptaExecutive Director, Lupin Human Welfare and

Research Foundation

Executive Director

From the desk of

3

Managing Director

From the desk of

Our commitment towards social cause and all inclusive development is manifested through the work undertaken by

Lupin Foundation for the development of rural communities.

At Lupin, we are inspired to look beyond our existing standards and seek excellence in every aspect incessantly and

the same drive is increasingly visible in the operation of Lupin Foundation. There is continuous effort to improvise

systems and processes to deliver our CSR goals more efficiently. Apart from our commitment and dedication, it is

important that we evolve not only standard practices but next practices and processes that keep us on the track and

enhance our performance constantly. By doing so, we can live up to the added responsibility of being prime mover in

the corporate social responsibility arena.

Every year our reach is growing in terms of area, people and thereby scale of our operations. We have now all the

structure and systems in place to initiate CSR activity by next year around all the factory locations across India. This will

develop new connect with people around our factories.

My wishes are with our implementing team for our march towards realising dream of Lupin group to transform the

rural landscapes to make India's growth story inclusive and sustainable

Nilesh GuptaManaging Director,

Lupin Ltd.

2

Each year comes with new challenges, opportunities and learning. It is matter of pride to share our achievement of

the year through this annual report. The annual report throws light on the challenges we encountered and

opportunities we seized to act and learning we draw to deliver.

This year different centres of Lupin Foundation have done remarkably well by raising their performance

level. Our Uttarakhand Centre rose to the challenge posed by the huge natural disaster of floods caused by

cloudburst. It has done creditable relief and rehabilitation work under the most inhospitable conditions. Alwar

Centre has done a miraculous work through vision centres. Notably, our Bhopal centre has continued exemplary

work in building linkages of SHGs with the banks especially for women. In Dhule, our fast track district

development model is shaping well with an aim of eradicating poverty by 2018. The bio-gas construction work

done by Sindhudurg centre in Maharashtra is emerging as a model of alternate energy generation for rural India.

Buchakewadi, a village of Pune centre is emerging to show case “ what villages of this country can become in

future through collective leadership”? Our Bharatpur centre is moving close to a rare feat of making whole

Bharatpur a poverty free district by 2016.

Though India had seen tremendous growth during last two and half decades but when it comes to human

development indicators we are still a laggard nation. Poverty eradication still remains a primary goal even after

rd2/3 century since independence. This warrants greater initiatives from all stake holders including us to enable our

nation to come out of vicious cycle of poverty. The time has come that we should move from poverty line and

should focus on empowerment line. This requires higher production in fields and factories along with improved

delivery of our services especially to the marginalised sections of society.

Our achievements in the year were result of the hard work done by entire Lupin Foundation team. While

appreciating the effort, I would like to extend my best wishes to each team member for more contribution in the

next year.

Sita Ram GuptaExecutive Director, Lupin Human Welfare and

Research Foundation

Executive Director

From the desk of

3

Managing Director

From the desk of

Our commitment towards social cause and all inclusive development is manifested through the work undertaken by

Lupin Foundation for the development of rural communities.

At Lupin, we are inspired to look beyond our existing standards and seek excellence in every aspect incessantly and

the same drive is increasingly visible in the operation of Lupin Foundation. There is continuous effort to improvise

systems and processes to deliver our CSR goals more efficiently. Apart from our commitment and dedication, it is

important that we evolve not only standard practices but next practices and processes that keep us on the track and

enhance our performance constantly. By doing so, we can live up to the added responsibility of being prime mover in

the corporate social responsibility arena.

Every year our reach is growing in terms of area, people and thereby scale of our operations. We have now all the

structure and systems in place to initiate CSR activity by next year around all the factory locations across India. This will

develop new connect with people around our factories.

My wishes are with our implementing team for our march towards realising dream of Lupin group to transform the

rural landscapes to make India's growth story inclusive and sustainable

Nilesh GuptaManaging Director,

Lupin Ltd.

By the end of this financial year, Lupin Foundation

has reached up to about Two million and Eight

Hundred Thousand people living in 3463 villages

located in 43 blocks of 15 districts spread across the

four states of India. The Foundation operates through

its 10 district wise centres.

Two Pronged outreach strategy

LHWRF has adopted two pronged strategy regarding

its operation. Firstly, it targets areas that have low

score on HDI. Accordingly LHWRF is working in the

districts of Alwar and Bharatpur in Rajasthan; Dhule,

Outreach

Nandurbar, Pune and Sindhudurg in Maharashtra;

Bhopal in Madhya Pradesh and Rishikesh in

Uttarakhand. Most of these feature in the list of

backward districts of the country.

Secondly, LHWRF has undertaken developmental

work in the areas adjacent to the manufacturing

plants of Lupin Ltd. As per this strategy, districts such

as Aurangabad in Maharashtra and Dhar in Madhya

Pradesh have been adopted by the Foundation.

However, in operations of both types of areas,

LHWRF adopts similar holistic development approach

of Lupin Foundation.

N

Lupin Human Welfare & Research Foundation - Outreach

Legend

Area of Operation

Covered Districts

Madhya Pradesh

Maharashtra

Rajasthan

Uttarakhand

Dhar

Alwar

Aurangabad

Bharatpur

Dhaulpur

Dhule

Karauli

Nandurbar

Pune

Raisen

Ratnagiri

Rishikesh

Sawai Madhopur

Vidisha

Sindhudurg

Madhya Pradesh

Rajasthan

Uttarakhand

Sindhudurg

Pune

Maharashtra

Aurangabad

RaisenVidisha

Alwar

Bharatpur

Sawai Madhopur

Karauli

Nandurbar

Dhule

Ratnagiri

Rishikesh

Dhaulpur

Dhar

Lupin saw its role as that of a catalyst, integrating

diverse resources to make things happen. Going

beyond routine CSR activities, we have engaged

ourselves in hands on implementation of rural

development activities. Multiple operational and

guiding strategies have been adopted by us in pursuit

of our objectives. The key strategies that have

worked well are as follows:

Develop convergence, partnership and

collaboration

We believe that to have visible impact of the

development initiatives, scalability is important and it

is only possible through partnerships. Hence, Lupin

Foundation closely works with the central and state

Governments as well as with other national and

international organizations to achieve its objectives.

We stress on setting targets and building consensus

on coordinated action in convergence with the on-

going and up-coming poverty eradication

programmes of the government in the area of

operation. Convergence, partnership and

collaboration are the integral part of our strategy and

effort is made to develop it at all levels.

Search remedies in local settings

We conceive a village, its communities, its issues, its

resources in totality and believe that the remedies to

rural problems must be explored within local settings.

Offer Customized Development Solutions

We offer customized development solutions through

flexible demand based programme design to cater

needs of diverse sections within rural socio economic

landscapes. Through direct intervention and social

investments, attempt is made to address immediate

needs of poor along with long term development

programme.

Allow people to define poverty

Lupin Foundation does not impose any official norm

of poverty; instead, it allows local people to define

poverty for themselves and work for its eradication.

Build Local Institutions

The community is at the core of the process of

change. In most of the adopted villages, Lupin Gram

Vikas Panchayats (LGVP), group of catalysts or

change agents have been established. They are the

role models- whose example inspires and motivates

the rest of the villagers. They have become vital

channels creating social change. This institutional

arrangement known as LGVP Modelis widely

accepted and followed. Similarly several other

community based organizations such as Self Help

Groups (SHG), SHG federations, Joint Liability

Groups (JLGs), Farmers' Clubs, User Groups,

Common Interest Groups (CIGs) are promoted in the

area of operation. These groups have not only

strengthened the local communities but also

emerged as bridge between Lupin Foundation and

the people.

Adopt multiple approaches

Addressing poverty is a complex process that

requires adoption of multiple but complimentary

approaches. We adopt cluster approach in village

selection, which means villages where activities are to

be initiated are selected in close vicinity to each other

for effective operation of the programme.While in

designing the activities, we aim at extending benefits

to individual poor families as well as community.

Strategies

By the end of this financial year, Lupin Foundation

has reached up to about Two million and Eight

Hundred Thousand people living in 3463 villages

located in 43 blocks of 15 districts spread across the

four states of India. The Foundation operates through

its 10 district wise centres.

Two Pronged outreach strategy

LHWRF has adopted two pronged strategy regarding

its operation. Firstly, it targets areas that have low

score on HDI. Accordingly LHWRF is working in the

districts of Alwar and Bharatpur in Rajasthan; Dhule,

Outreach

Nandurbar, Pune and Sindhudurg in Maharashtra;

Bhopal in Madhya Pradesh and Rishikesh in

Uttarakhand. Most of these feature in the list of

backward districts of the country.

Secondly, LHWRF has undertaken developmental

work in the areas adjacent to the manufacturing

plants of Lupin Ltd. As per this strategy, districts such

as Aurangabad in Maharashtra and Dhar in Madhya

Pradesh have been adopted by the Foundation.

However, in operations of both types of areas,

LHWRF adopts similar holistic development approach

of Lupin Foundation.

N

Lupin Human Welfare & Research Foundation - Outreach

Legend

Area of Operation

Covered Districts

Madhya Pradesh

Maharashtra

Rajasthan

Uttarakhand

Dhar

Alwar

Aurangabad

Bharatpur

Dhaulpur

Dhule

Karauli

Nandurbar

Pune

Raisen

Ratnagiri

Rishikesh

Sawai Madhopur

Vidisha

Sindhudurg

Madhya Pradesh

Rajasthan

Uttarakhand

Sindhudurg

Pune

Maharashtra

Aurangabad

RaisenVidisha

Alwar

Bharatpur

Sawai Madhopur

Karauli

Nandurbar

Dhule

Ratnagiri

Rishikesh

Dhaulpur

Dhar

Lupin saw its role as that of a catalyst, integrating

diverse resources to make things happen. Going

beyond routine CSR activities, we have engaged

ourselves in hands on implementation of rural

development activities. Multiple operational and

guiding strategies have been adopted by us in pursuit

of our objectives. The key strategies that have

worked well are as follows:

Develop convergence, partnership and

collaboration

We believe that to have visible impact of the

development initiatives, scalability is important and it

is only possible through partnerships. Hence, Lupin

Foundation closely works with the central and state

Governments as well as with other national and

international organizations to achieve its objectives.

We stress on setting targets and building consensus

on coordinated action in convergence with the on-

going and up-coming poverty eradication

programmes of the government in the area of

operation. Convergence, partnership and

collaboration are the integral part of our strategy and

effort is made to develop it at all levels.

Search remedies in local settings

We conceive a village, its communities, its issues, its

resources in totality and believe that the remedies to

rural problems must be explored within local settings.

Offer Customized Development Solutions

We offer customized development solutions through

flexible demand based programme design to cater

needs of diverse sections within rural socio economic

landscapes. Through direct intervention and social

investments, attempt is made to address immediate

needs of poor along with long term development

programme.

Allow people to define poverty

Lupin Foundation does not impose any official norm

of poverty; instead, it allows local people to define

poverty for themselves and work for its eradication.

Build Local Institutions

The community is at the core of the process of

change. In most of the adopted villages, Lupin Gram

Vikas Panchayats (LGVP), group of catalysts or

change agents have been established. They are the

role models- whose example inspires and motivates

the rest of the villagers. They have become vital

channels creating social change. This institutional

arrangement known as LGVP Modelis widely

accepted and followed. Similarly several other

community based organizations such as Self Help

Groups (SHG), SHG federations, Joint Liability

Groups (JLGs), Farmers' Clubs, User Groups,

Common Interest Groups (CIGs) are promoted in the

area of operation. These groups have not only

strengthened the local communities but also

emerged as bridge between Lupin Foundation and

the people.

Adopt multiple approaches

Addressing poverty is a complex process that

requires adoption of multiple but complimentary

approaches. We adopt cluster approach in village

selection, which means villages where activities are to

be initiated are selected in close vicinity to each other

for effective operation of the programme.While in

designing the activities, we aim at extending benefits

to individual poor families as well as community.

Strategies

Board of Trustees

Dr. Desh Bandhu Gupta

Chairman, Lupin Ltd. &LHWRF

Mrs. Manju Desh Bandhu Gupta

Executive Director, Lupin Ltd. & Trustee

Mr. Divakar Kaza

President- Human Resources, Lupin Ltd. & Trustee

Mr. Sunil Makharia

Executive Vice President- Finance, Lupin Ltd. &

Trustee

Mr. Khushi Ram Gupta

Director- Corporate Affairs, Lupin Ltd. & Trustee

Executive Committee

Mr. Sunil Makharia

Chairman, Executive Committee

Mr. Sita Ram Gupta

Member, Executive Committee/ Executive Director,

LHWRF

Dr. Swati Samvatsar

Member, Executive Committee/ Chief Programme

Manager, LHWRF

Board of Trustees

Dr. Desh Bandhu Gupta

Chairman, Lupin Ltd. &LHWRF

Mrs. Manju Desh Bandhu Gupta

Executive Director, Lupin Ltd. & Trustee

Mr. Divakar Kaza

President- Human Resources, Lupin Ltd. & Trustee

Mr. Sunil Makharia

Executive Vice President- Finance, Lupin Ltd. &

Trustee

Mr. Khushi Ram Gupta

Director- Corporate Affairs, Lupin Ltd. & Trustee

Executive Committee

Mr. Sunil Makharia

Chairman, Executive Committee

Mr. Sita Ram Gupta

Member, Executive Committee/ Executive Director,

LHWRF

Dr. Swati Samvatsar

Member, Executive Committee/ Chief Programme

Manager, LHWRF

Agricultural development

Farmers Institutions Development

Productivity Enhancement

Promotion of Vegetable, Fruit orchards and

Floriculture

Bee-keeping

Animal Husbandry

Dairy Development

Goat, Sheep, Poultry & Fishery Promotion

Fodder Development

Animal Health Services

Livestock Supported Units such as Biogas

Livestock Insurance Services

Rural Industries Promotion

Self-Employment/ Enterprise Development

Wage Employment

Micro-Finance

Financial Inclusion

Economic Development Social Development

Overview of activities

Women Empowerment

Self Help Groups Establishment and

Strengthening

Financial Linkages

Women's Federation Establishment

Awareness on Social and Political Issues

Community Health Management

Infra-structure Development

Rural Civic Amenities Rural Housing

Other infra-structure

Natural Resource Management

Water resource development

Water Storage Structures

Small and Medium Lift Irrigation

Land development

Cultivable Land Treatments

Waste Land/ Common Land Treatments

Education

Activities in the current year

Economic Development

Infrastructure Development

SocialDevelopment

munm ito yC

Family

Natural ResourceManagement

LHWRF is working in the four core areas Economic,

Social and Infrastructure Development as well as

Natural Resource Management. It primarily adopts

family centred approach and thereby target BPL

families and initiate measures that will enable them to

come out of the clutches of the poverty. However, the

NRM and infrastructure development programmes

brings and unite community together to undertake

collective action for common cause.

Programme Areas

Agricultural development

Farmers Institutions Development

Productivity Enhancement

Promotion of Vegetable, Fruit orchards and

Floriculture

Bee-keeping

Animal Husbandry

Dairy Development

Goat, Sheep, Poultry & Fishery Promotion

Fodder Development

Animal Health Services

Livestock Supported Units such as Biogas

Livestock Insurance Services

Rural Industries Promotion

Self-Employment/ Enterprise Development

Wage Employment

Micro-Finance

Financial Inclusion

Economic Development Social Development

Overview of activities

Women Empowerment

Self Help Groups Establishment and

Strengthening

Financial Linkages

Women's Federation Establishment

Awareness on Social and Political Issues

Community Health Management

Infra-structure Development

Rural Civic Amenities Rural Housing

Other infra-structure

Natural Resource Management

Water resource development

Water Storage Structures

Small and Medium Lift Irrigation

Land development

Cultivable Land Treatments

Waste Land/ Common Land Treatments

Education

Activities in the current year

Economic Development

Infrastructure Development

SocialDevelopment

munm ito yC

Family

Natural ResourceManagement

LHWRF is working in the four core areas Economic,

Social and Infrastructure Development as well as

Natural Resource Management. It primarily adopts

family centred approach and thereby target BPL

families and initiate measures that will enable them to

come out of the clutches of the poverty. However, the

NRM and infrastructure development programmes

brings and unite community together to undertake

collective action for common cause.

Programme Areas

Activities of LHWRF in agricultural sector are designed

to enhance farm productivity and availability of

resources. Support in improvement of soil health and

introduction of effective technologies have enabled the

farmers to increase their yield enormously. Credit

needs of the farmers are also being met through

microfinance and bank loans. Crop diversification is

promoted for adaptation with variations in the climate

and market. Now farmers are increasingly cultivating

Agricultural Development

ActivityUnit of

MeasureTotal

Families Benefitted

Farmers Institutions Development

Farmers' Clubs

Farmers' Gathering/ Melawa/ Platform

No.

No.

213

10

Productivity Enhancement

Crop Varietal promotional cultivation

System of Rice Intensification (SRI) promotion

Vermi-compost units

Urea briquettes

Promotion of Cereal crop seeds

Promotion of Pulses crop seeds

Promotion of Oil crop seeds

Promotion of improved farm equipment/ machineries

Shednet/ green house/ poly-house farming

Soil and Water Testing

Soil Treatment and Reclamation

Plastic crate Distribution

Horticulture Development

Hectare

Hectare

No.

No.

Hectare

Hectare

Hectare

No.

Hectare

No.

Hectare

No.

1,140

43

109

6

680

51

445

633

14

665

765

595

2697

556

2304

96

116

82

1220

791

555

1002

88

665

1896

18

Promotion of WADI (NABARD Model)

Horticulture Plantation (other than WADI)

Hectare

Hectare

817

271

2355

657

Vegetable and Floriculture

Demonstrations/ promotions of vegetable

Vegetable Seed distribution

Floriculture promotion

Bee-keeping

different vegetables, horticultural and floricultural crops

due to our promotional programmes. Converging on

productivity enhancement, crop diversification, credit

support and technological infusion, Lupin Foundation

has managed to strategically leverage the various

factors of production to ensure that the farm sector

does not turn moribund but bring happiness to the rural

poor.

Hectare

Kilogram

Hectare

No. of Boxes

714

161

4

330

2172

865

26

12

Economic Development

Rural economy still largely orbits around agriculture and livestock, though local non-farm sector can offer

gainful employment to excess population in these sectors. Therefore, Lupin Foundation, along with the

improvement in agriculture and animal husbandry also continued to promote rural industries. These

sectors play pivotal role in the functioning of rural economy.

Various development measures aimed at economic development under the programme are therefore

carried out in three broad sectors viz. Agriculture, Animal Husbandry and Rural Industries. Further, an

important initiative is underway for financial inclusion in the six districts of Rajasthan in association with

State Bank of Bikaner and Jaipur (SBBJ).

Activities undertaken in these sectors are leading to enhancement of productivity and production,

development of human resources and increased income from farm, off-farm and non-farm livelihoods. The

impacts of the programme measures initiated in these sectors are now increasingly visible in the adopted

villages.

Activities of LHWRF in agricultural sector are designed

to enhance farm productivity and availability of

resources. Support in improvement of soil health and

introduction of effective technologies have enabled the

farmers to increase their yield enormously. Credit

needs of the farmers are also being met through

microfinance and bank loans. Crop diversification is

promoted for adaptation with variations in the climate

and market. Now farmers are increasingly cultivating

Agricultural Development

ActivityUnit of

MeasureTotal

Families Benefitted

Farmers Institutions Development

Farmers' Clubs

Farmers' Gathering/ Melawa/ Platform

No.

No.

213

10

Productivity Enhancement

Crop Varietal promotional cultivation

System of Rice Intensification (SRI) promotion

Vermi-compost units

Urea briquettes

Promotion of Cereal crop seeds

Promotion of Pulses crop seeds

Promotion of Oil crop seeds

Promotion of improved farm equipment/ machineries

Shednet/ green house/ poly-house farming

Soil and Water Testing

Soil Treatment and Reclamation

Plastic crate Distribution

Horticulture Development

Hectare

Hectare

No.

No.

Hectare

Hectare

Hectare

No.

Hectare

No.

Hectare

No.

1,140

43

109

6

680

51

445

633

14

665

765

595

2697

556

2304

96

116

82

1220

791

555

1002

88

665

1896

18

Promotion of WADI (NABARD Model)

Horticulture Plantation (other than WADI)

Hectare

Hectare

817

271

2355

657

Vegetable and Floriculture

Demonstrations/ promotions of vegetable

Vegetable Seed distribution

Floriculture promotion

Bee-keeping

different vegetables, horticultural and floricultural crops

due to our promotional programmes. Converging on

productivity enhancement, crop diversification, credit

support and technological infusion, Lupin Foundation

has managed to strategically leverage the various

factors of production to ensure that the farm sector

does not turn moribund but bring happiness to the rural

poor.

Hectare

Kilogram

Hectare

No. of Boxes

714

161

4

330

2172

865

26

12

Economic Development

Rural economy still largely orbits around agriculture and livestock, though local non-farm sector can offer

gainful employment to excess population in these sectors. Therefore, Lupin Foundation, along with the

improvement in agriculture and animal husbandry also continued to promote rural industries. These

sectors play pivotal role in the functioning of rural economy.

Various development measures aimed at economic development under the programme are therefore

carried out in three broad sectors viz. Agriculture, Animal Husbandry and Rural Industries. Further, an

important initiative is underway for financial inclusion in the six districts of Rajasthan in association with

State Bank of Bikaner and Jaipur (SBBJ).

Activities undertaken in these sectors are leading to enhancement of productivity and production,

development of human resources and increased income from farm, off-farm and non-farm livelihoods. The

impacts of the programme measures initiated in these sectors are now increasingly visible in the adopted

villages.

Animal Husbandry (AH)Livestock provides vital additional income for

sustenance of poor in rural areas. One of the central

factors for the low productivity in India is animal

breed. Farmers mostly maintain nondescript cattle

and buffaloes, which are less productive and of poor

genotype. Hence, the focus of Lupin Foundation

within Animal Husbandry (AH) sector was to induct

livestock of superior breed that are adaptive to local

ecosystem in order to improve productivity. In order

to improve the genotype and enhance the milk

production, breed improvement has been taken up in

a major way, by means of Artificial and Natural

Insemination across the centres by Lupin Foundation.

This ultimately leads to dairy development, which is

another important activity in this sector.

Since the extension support required for livestock

management is poor in the area of operation,

initiatives mentioned above are complemented by

activities such as organizing animal vaccination

camps, provision of animal health care support at the

door step, promoting fisheries and assisting farmers

for fodder development. Different measures initiated

in this sector have thrust on increasing production

through livestock as well as better price realisation.

photo

Joint Liability Group (JLG) has brought the happiness

into the life of Hukum Chand from village Purana

Rajgadh, district Alwar. Owner of one bigha land,

Hukum Chand was practicing traditional agriculture.

Since, productivity was low he was unable to break

the vicious cycle of poverty. No financial institution

was ready to offer him credit. In 2011-12, MGDJSN

helped farmers to come together and form – Shyam

JLG. The group was linked with Punjab National Bank

and each member got loan of Rs. 25000/- In

consultation with staff of MSGDJSN, crop

diversification plan was chalked out. Floriculture,

vegetable cultivation, papaya plantation was

undertaken. Hukum Chand earned profit of Rs.

20000/- from floriculture while Rs. 15000/- from

vegetable sale. He has started getting regular

income, is repaying loan instalments regularly. Now

he is earning enough to fulfil familial needs. Thanks to

timely guidance of MSGDJSN.

Hafeez Saeed, Fishery Farmer,

Village: Jeeraheda, Bharatpur, Rajasthan.

Lupin Foundation helped me to turn my 6 acres of barren land into two

ponds using seepage of nearby canal. In these ponds, I started fish farming

with the loan support from the organisation. This year I have earned about

6 lakhs from the fishing.

Voices from the field

Crop Diversification changes fortune of Hukum Chand

Animal Husbandry (AH)Livestock provides vital additional income for

sustenance of poor in rural areas. One of the central

factors for the low productivity in India is animal

breed. Farmers mostly maintain nondescript cattle

and buffaloes, which are less productive and of poor

genotype. Hence, the focus of Lupin Foundation

within Animal Husbandry (AH) sector was to induct

livestock of superior breed that are adaptive to local

ecosystem in order to improve productivity. In order

to improve the genotype and enhance the milk

production, breed improvement has been taken up in

a major way, by means of Artificial and Natural

Insemination across the centres by Lupin Foundation.

This ultimately leads to dairy development, which is

another important activity in this sector.

Since the extension support required for livestock

management is poor in the area of operation,

initiatives mentioned above are complemented by

activities such as organizing animal vaccination

camps, provision of animal health care support at the

door step, promoting fisheries and assisting farmers

for fodder development. Different measures initiated

in this sector have thrust on increasing production

through livestock as well as better price realisation.

photo

Joint Liability Group (JLG) has brought the happiness

into the life of Hukum Chand from village Purana

Rajgadh, district Alwar. Owner of one bigha land,

Hukum Chand was practicing traditional agriculture.

Since, productivity was low he was unable to break

the vicious cycle of poverty. No financial institution

was ready to offer him credit. In 2011-12, MGDJSN

helped farmers to come together and form – Shyam

JLG. The group was linked with Punjab National Bank

and each member got loan of Rs. 25000/- In

consultation with staff of MSGDJSN, crop

diversification plan was chalked out. Floriculture,

vegetable cultivation, papaya plantation was

undertaken. Hukum Chand earned profit of Rs.

20000/- from floriculture while Rs. 15000/- from

vegetable sale. He has started getting regular

income, is repaying loan instalments regularly. Now

he is earning enough to fulfil familial needs. Thanks to

timely guidance of MSGDJSN.

Hafeez Saeed, Fishery Farmer,

Village: Jeeraheda, Bharatpur, Rajasthan.

Lupin Foundation helped me to turn my 6 acres of barren land into two

ponds using seepage of nearby canal. In these ponds, I started fish farming

with the loan support from the organisation. This year I have earned about

6 lakhs from the fishing.

Voices from the field

Crop Diversification changes fortune of Hukum Chand

Goat rearing has changed the fortune of Teeja Devi

from village Shrinagar Banden, district Alwar. Though

family had land, because of water scarcity family

members were forced to work as labourers. In the

year 2007-08, Narayani SHG was formed, Teeja Devi

became member. SHG members decided to rear

goats. Teeja Devi got the loan for purchasing three

goats. She started earning Rs. 100/- per day by

selling milk. Every year, she sales 4 he-goats, which

fetches her Rs. 5000/- each. She also started grazing

goats for other 40 families in the village. It gave her

additional income of Rs. 4000/- per month. Now Teeja

Devi owns 25 goats and is earning Rs. 9000/- p.m.

from goat rearing. She repaid the entire loan amount

before stipulated time. By sheer hard work she was

Teeja Devi earns her livelihood through Goat Rearing

able to improve family's economic status. Really,

Teeja Devi has become inspiration not only for other

SHG members but also for other women in the State.

Sunil MaharuKunwer, Dairy Farmer,

Sitadipada village, Sakri, Dhule, Maharashtra

So far Sanstha has given one Murrah buffalo each to 24 farmers in our

village. My buffalo is the best one and I worked hard for her too. My buffalo

gives 6 litres milk at a time. That means daily I get about 12 litres milk from

her. Here rate of milk is around 40 rupees per litre. There is no need to

migrate or work on farms of other people if one buffalo gives 480 rupees a

day

Animal Health Services

25%

7%

7%

61%

Vaccination

De-worming

Mineral Mixture

Health Camps

ActivityUnit of

MeasureTotal

Families Benefitted

Dairy

1. Breed Improvement services

2. Natural Insemination- bull purchasing

3. Artificial Insemination services

4. Pregnancy diagnosis

5. Animal Shed Construction

6. Cattle Mangers/ Water Trough

7. Dairy Animal Purchasing

8. Dairy Activity Village

9. Dairy Resource Village

10. Milk Collection Centres

Animals

Animals

Animals

Animals

No.

No.

Animals

No.

No.

No.

147

3

2627

2033

64

4

2218

82

288

1

1584

82

2933

1783

94

101

3185

113

288

1407

Goats promotion

1. Goat Purchasing (single goat distribution)

2. Goat units (Stalled- Females with a Male)

Animals

No.

1276

112

765

112

Poultry & Fishery

1. Backyard Poultry Birds

2. Commercial Poultry units

3. Development of Fish Pond

Birds

No.

No.

450

33

9

297

27

9

Fodder Development

1. Green Fodder development demonstration

2. Dry Fodder development demonstration

3. Promotion of Chaff cutter

Hectare

Hectare

No.

66

2

1

888

17

16

Health Services

1. Vaccination services

2. De-worming

3. Supply of mineral mixture

4. Health check up and treatment camp

Animals

Animals

Quintals

Animals

31921

14900

304

1968

15832

1918

1796

6450

Livestock Supported Units

1. Biogas/ Gober gas units

2. Biomass Cook Stove

3. Dairy Equipments/ Milk Collection Centres

109

100

2

114

100

168

No.

No.

No.

1. Promotion of Livestock Insurance Policies 365 311Animals

7 Insurance Services

Goat rearing has changed the fortune of Teeja Devi

from village Shrinagar Banden, district Alwar. Though

family had land, because of water scarcity family

members were forced to work as labourers. In the

year 2007-08, Narayani SHG was formed, Teeja Devi

became member. SHG members decided to rear

goats. Teeja Devi got the loan for purchasing three

goats. She started earning Rs. 100/- per day by

selling milk. Every year, she sales 4 he-goats, which

fetches her Rs. 5000/- each. She also started grazing

goats for other 40 families in the village. It gave her

additional income of Rs. 4000/- per month. Now Teeja

Devi owns 25 goats and is earning Rs. 9000/- p.m.

from goat rearing. She repaid the entire loan amount

before stipulated time. By sheer hard work she was

Teeja Devi earns her livelihood through Goat Rearing

able to improve family's economic status. Really,

Teeja Devi has become inspiration not only for other

SHG members but also for other women in the State.

Sunil MaharuKunwer, Dairy Farmer,

Sitadipada village, Sakri, Dhule, Maharashtra

So far Sanstha has given one Murrah buffalo each to 24 farmers in our

village. My buffalo is the best one and I worked hard for her too. My buffalo

gives 6 litres milk at a time. That means daily I get about 12 litres milk from

her. Here rate of milk is around 40 rupees per litre. There is no need to

migrate or work on farms of other people if one buffalo gives 480 rupees a

day

Animal Health Services

25%

7%

7%

61%

Vaccination

De-worming

Mineral Mixture

Health Camps

ActivityUnit of

MeasureTotal

Families Benefitted

Dairy

1. Breed Improvement services

2. Natural Insemination- bull purchasing

3. Artificial Insemination services

4. Pregnancy diagnosis

5. Animal Shed Construction

6. Cattle Mangers/ Water Trough

7. Dairy Animal Purchasing

8. Dairy Activity Village

9. Dairy Resource Village

10. Milk Collection Centres

Animals

Animals

Animals

Animals

No.

No.

Animals

No.

No.

No.

147

3

2627

2033

64

4

2218

82

288

1

1584

82

2933

1783

94

101

3185

113

288

1407

Goats promotion

1. Goat Purchasing (single goat distribution)

2. Goat units (Stalled- Females with a Male)

Animals

No.

1276

112

765

112

Poultry & Fishery

1. Backyard Poultry Birds

2. Commercial Poultry units

3. Development of Fish Pond

Birds

No.

No.

450

33

9

297

27

9

Fodder Development

1. Green Fodder development demonstration

2. Dry Fodder development demonstration

3. Promotion of Chaff cutter

Hectare

Hectare

No.

66

2

1

888

17

16

Health Services

1. Vaccination services

2. De-worming

3. Supply of mineral mixture

4. Health check up and treatment camp

Animals

Animals

Quintals

Animals

31921

14900

304

1968

15832

1918

1796

6450

Livestock Supported Units

1. Biogas/ Gober gas units

2. Biomass Cook Stove

3. Dairy Equipments/ Milk Collection Centres

109

100

2

114

100

168

No.

No.

No.

1. Promotion of Livestock Insurance Policies 365 311Animals

7 Insurance Services

ActivityUnit of

MeasureTotal

Families Benefitted

1 Self Employment/ Enterprise

1. Skills Development Programmes

2. New Enterprises established

3. Old Enterprises re-established/ upgraded

Events

No.

No.

199

3

1783

3509

390

1783

2 Wage Employment

3 Micro-Finance

1. Loan disbursed from local banks

2. Loan disbursed from NABARD programmes

3. Loan disbursed from Rashtriya Mahila Kosh (RMK)

4. Loan disbursed from SIDBI funds

5. Joint Liability Groups (JLG) formation

Amount Rs.

Amount Rs.

Amount Rs.

Amount Rs.

No.

83

39

150

69

13

13

39

150

69

57

1. Skills Development Programmes

2. Vocational Training

3. Men/ Women to be employed after training

4. Establishments/ Companies linked

5. Tool Kit Distribution to Barbers/Mason

Events

Events

No.

No.

No.

10

24

69

10

1173

127

48

69

10

1173

Rural Industries Promotion and Skill Building

Rural India is still a skill deficit country. Considering

this, Lupin Foundation has continued to focus on skill

development and credit support to targeted

population. Effort is to pass on as many different skills

as possible to enable beneficiaries to either gain job

or self-employment. Varied trainings are organised to

impart different skills that can lead to meaningful

employment. Apart from different job skills,

Entrepreneurship Development Programme (EDP) is

also undertaken in the adopted areas to enable

skilled and trained people to initiate micro

enterprises.

With stagnation and diminishing returns in agriculture,

encouraging rural nonfarm employment becomes

inevitable. Solutions to rural poverty are to be found

within the rural areas. Generating different livelihood

options is necessary to enable poor to come out of

vicious poverty cycle. Lupin Foundation believes in a

development strategy focusing on rural enterprises

and skill building that can bring about significant and

positive change not only in the lives of people but

also in the structure of the local economy. This year

too, we have continued to facilitate micro finance

support to the needy through various linkages. All this

is enabling the rural poor to have greater livelihood

security and increased incomes.

ActivityUnit of

MeasureTotal

Families Benefitted

1 Self Employment/ Enterprise

1. Skills Development Programmes

2. New Enterprises established

3. Old Enterprises re-established/ upgraded

Events

No.

No.

199

3

1783

3509

390

1783

2 Wage Employment

3 Micro-Finance

1. Loan disbursed from local banks

2. Loan disbursed from NABARD programmes

3. Loan disbursed from Rashtriya Mahila Kosh (RMK)

4. Loan disbursed from SIDBI funds

5. Joint Liability Groups (JLG) formation

Amount Rs.

Amount Rs.

Amount Rs.

Amount Rs.

No.

83

39

150

69

13

13

39

150

69

57

1. Skills Development Programmes

2. Vocational Training

3. Men/ Women to be employed after training

4. Establishments/ Companies linked

5. Tool Kit Distribution to Barbers/Mason

Events

Events

No.

No.

No.

10

24

69

10

1173

127

48

69

10

1173

Rural Industries Promotion and Skill Building

Rural India is still a skill deficit country. Considering

this, Lupin Foundation has continued to focus on skill

development and credit support to targeted

population. Effort is to pass on as many different skills

as possible to enable beneficiaries to either gain job

or self-employment. Varied trainings are organised to

impart different skills that can lead to meaningful

employment. Apart from different job skills,

Entrepreneurship Development Programme (EDP) is

also undertaken in the adopted areas to enable

skilled and trained people to initiate micro

enterprises.

With stagnation and diminishing returns in agriculture,

encouraging rural nonfarm employment becomes

inevitable. Solutions to rural poverty are to be found

within the rural areas. Generating different livelihood

options is necessary to enable poor to come out of

vicious poverty cycle. Lupin Foundation believes in a

development strategy focusing on rural enterprises

and skill building that can bring about significant and

positive change not only in the lives of people but

also in the structure of the local economy. This year

too, we have continued to facilitate micro finance

support to the needy through various linkages. All this

is enabling the rural poor to have greater livelihood

security and increased incomes.

Financial Inclusion: An innovative partnershipThis is relatively new initiative but one of the most

promising one. One bottleneck to inclusive growth is

the lack of participation of all sections of the

population in formal banking activity. Financial

inclusion implies access to formal banking and

?nancial services for all segments of the society.

Broadly, it entails inclusion of the entire adult

population under the ambit of banking and ?nancial

services, loan facilities, insurance options or the

ability to choose from these services. In a strict sense,

?nancial inclusion denotes inclusion of at least one

member of each household in formal sector banking

services through an account. Financial inclusion is

also necessary to extend economic citizenship to the

poor. Realising this, Lupin Foundation has

collaborated with State Bank of Bikaner and Jaipur

(SBBJ) to enable financial inclusion of rural poor. An

innovative programme is being implemented by Lupin

Foundation that takes bank to the door step of rural

folks, who were so far out of the ambit of banking

system.

This year about 27000 new accounts of rural poor

and women were opened. The cumulative number of

all accounts opened under the programme are

1,10,000 in 645 covered villages of six districts of

eastern Rajasthan through ever mobile 129 business

correspondents (Bcs).

Micro-Finance is a tool for uplifting the rural poor out of abject poverty. It has done wonders in many parts of India.

Foundation is continuing its efforts to offer different livelihood options to the poor families through micro-finance.

LHWRF is working in close coordination with institutions like NABARD, SIDBI, Rahstriya Mahila Kosh, local banks

etc. for providing micro-finance to rural masses. The programme has benefitted several families, thus breaking the

vicious cycle of poverty.

Gajanan Saini, from village Purana Rajgadh is smiling

over his fate. Thanks to MSGDJSN, for vocational

skill development programme.

Gajanan belonged to landless family. After passing

HSC examination, he was unable to pursue his

studies further, for want of money. He started working

as labourer. One day he got information about

multipurpose vocational training. In 2012, he

underwent one month training course jointly

organised by NIRD, Hyderabad and MSGDJSN,

Alwar. After the completion of the course, he started

working as electrician. With the help of family he also

started selling electric equipments. His honesty and

hard work paid, he became famous in the villages

Gajanan Saini Multipurpose Mechanic

Local Banks

NABARD RMK SIDBI

0

20

40

60

80

100

120

140

160

nearby. He also learnt plumbing skills. Now he is

earning Rs. 7000/- p.m. from his self-employment.

Micro-Finance:

Loan Distribution form Financial Institutions Rs. in Lakhs

Financial Inclusion: An innovative partnershipThis is relatively new initiative but one of the most

promising one. One bottleneck to inclusive growth is

the lack of participation of all sections of the

population in formal banking activity. Financial

inclusion implies access to formal banking and

?nancial services for all segments of the society.

Broadly, it entails inclusion of the entire adult

population under the ambit of banking and ?nancial

services, loan facilities, insurance options or the

ability to choose from these services. In a strict sense,

?nancial inclusion denotes inclusion of at least one

member of each household in formal sector banking

services through an account. Financial inclusion is

also necessary to extend economic citizenship to the

poor. Realising this, Lupin Foundation has

collaborated with State Bank of Bikaner and Jaipur

(SBBJ) to enable financial inclusion of rural poor. An

innovative programme is being implemented by Lupin

Foundation that takes bank to the door step of rural

folks, who were so far out of the ambit of banking

system.

This year about 27000 new accounts of rural poor

and women were opened. The cumulative number of

all accounts opened under the programme are

1,10,000 in 645 covered villages of six districts of

eastern Rajasthan through ever mobile 129 business

correspondents (Bcs).

Micro-Finance is a tool for uplifting the rural poor out of abject poverty. It has done wonders in many parts of India.

Foundation is continuing its efforts to offer different livelihood options to the poor families through micro-finance.

LHWRF is working in close coordination with institutions like NABARD, SIDBI, Rahstriya Mahila Kosh, local banks

etc. for providing micro-finance to rural masses. The programme has benefitted several families, thus breaking the

vicious cycle of poverty.

Gajanan Saini, from village Purana Rajgadh is smiling

over his fate. Thanks to MSGDJSN, for vocational

skill development programme.

Gajanan belonged to landless family. After passing

HSC examination, he was unable to pursue his

studies further, for want of money. He started working

as labourer. One day he got information about

multipurpose vocational training. In 2012, he

underwent one month training course jointly

organised by NIRD, Hyderabad and MSGDJSN,

Alwar. After the completion of the course, he started

working as electrician. With the help of family he also

started selling electric equipments. His honesty and

hard work paid, he became famous in the villages

Gajanan Saini Multipurpose Mechanic

Local Banks

NABARD RMK SIDBI

0

20

40

60

80

100

120

140

160

nearby. He also learnt plumbing skills. Now he is

earning Rs. 7000/- p.m. from his self-employment.

Micro-Finance:

Loan Distribution form Financial Institutions Rs. in Lakhs

Women Empowerment

For development, equal partnership of both men and

women is necessary. Such partnership is possible if

women are empowered to take up appropriate role

and position in the society. Economic Empowerment

is the key for women to gain personal identity and

social status. Hindrances that hold women back can

be removed through empowering them financially.

The core mechanism of women empowerment in the

adopted areas of Lupin Foundation has been the

formation and strengthening of women's self-help

groups (WSHGs) with both financial (saving and

lending) and community action objectives. This has

resulted in widened credit outreach and greater credit

access for rural women. Building of linkages with the

financial institutions and banks has ensured that all

the women below poverty line in the area have easy

access to credit. Setting up of successful self-

enterprises by women through SHG loans have

opened up and widen their public spaces and

horizons along with economic empowerment. All this

reportedly has also enhanced the position of woman

within the household.

SHGs have infused self-confidence among women

and they have started voicing their problems on

different platforms. It has opened the new horizons for

their self-development and empowerment. It resulted

in leadership development among women in the

adopted areas.

Now these SHGs are being federated successfully at

the village, cluster, block and district levels. Around

1805 new SHGs were formed and 26 federations

were established during the current year. These SHGs

and their federations are leading to socio-political

empowerment of women in the area.

SHGs Availing Loan from Bank/Micro-finance

No. of SHGs

First Loan

740

Second Loan

147

Third Loan

355

Social Development

Economic growth has to go along with social development. Poverty manifests in several forms and Social development is necessary to address those. With this belief, the programme has given equal weight to activities intended to aid social advancement.

Activities under this broad category can be sub-grouped into three sectors, viz. women empowerment, community health management and education.

Women Empowerment

For development, equal partnership of both men and

women is necessary. Such partnership is possible if

women are empowered to take up appropriate role

and position in the society. Economic Empowerment

is the key for women to gain personal identity and

social status. Hindrances that hold women back can

be removed through empowering them financially.

The core mechanism of women empowerment in the

adopted areas of Lupin Foundation has been the

formation and strengthening of women's self-help

groups (WSHGs) with both financial (saving and

lending) and community action objectives. This has

resulted in widened credit outreach and greater credit

access for rural women. Building of linkages with the

financial institutions and banks has ensured that all

the women below poverty line in the area have easy

access to credit. Setting up of successful self-

enterprises by women through SHG loans have

opened up and widen their public spaces and

horizons along with economic empowerment. All this

reportedly has also enhanced the position of woman

within the household.

SHGs have infused self-confidence among women

and they have started voicing their problems on

different platforms. It has opened the new horizons for

their self-development and empowerment. It resulted

in leadership development among women in the

adopted areas.

Now these SHGs are being federated successfully at

the village, cluster, block and district levels. Around

1805 new SHGs were formed and 26 federations

were established during the current year. These SHGs

and their federations are leading to socio-political

empowerment of women in the area.

SHGs Availing Loan from Bank/Micro-finance

No. of SHGs

First Loan

740

Second Loan

147

Third Loan

355

Social Development

Economic growth has to go along with social development. Poverty manifests in several forms and Social development is necessary to address those. With this belief, the programme has given equal weight to activities intended to aid social advancement.

Activities under this broad category can be sub-grouped into three sectors, viz. women empowerment, community health management and education.

Empowerment of women through women SHG

building and their strengthening by Lupin Foundation

in Bhopal area has emerged as flagship activity with

its distinct model of partnership with the Indian Bank.

About 388 Women SHGs with membership of 4120

poor families have been formed and strengthened in

over 70 villages of Vidisha, Sanchi, Gairatganj and

Obedullaganj block. Of these SHGs, around 1188

women from 174 groups have been provided

management trainings on SHG formation, operation,

management and grading norms for availing bank

loans. All this is leading SHG programme from one

restricted to savings and credit function to wider

women empowerment. Some SHG members have

initiated anti liquor campaign in cluster of villages. At

many places, these SHGs are able to exert pressure

and improve local governance system.

SHG strengthening model of Bhopal

ActivityUnit of

MeasureTotal

Families Benefitted

1 Economic Empowerment

1.1 Self Help Group Establishment

1. New SHG formation

2. Identification and Consolidation of old SHGs

3. Training and workshops of SHGs

4. Exposure visits of SHGs

SHG No.

SHG No.

Event

Event

1805

461

2173

86

16

4601

15416

735

1.2 Financial Linkages

1. Linkage Workshop for Bankers/ MF agencies

2. FIRST Loan from Bank/ Micro-Finance

3. SECOND Loan from Bank/ Micro-Finance

4. THIRD Loan from Bank/ Micro-Finance

5. Enterprises/ IG activities started

6. Loan distributed through

1. RMK

2. External linkages

7. SHG linked with loans for

1. RMK

2. External linkages

8. Women linked with loans for

1. RMK

2. External linkages

9. Sewing /tailoring training centres

1. Training participants

2. Sewing machine distributed

Event

SHG No.

SHG No.

SHG No.

No.

Rs. in Lakhs

Rs. in Lakhs

No.

No.

No.

No.

No.

No.

28

730

147

355

3684

145

814

145

552

2075

4470

1173

400

915

8375

1377

3407

5708

3912

1740

3912

5500

2075

4470

1173

400

1.3 Federation Establishment

1. Village Level Federations

2. Cluster/ Block/ District level Federations

3. Training and Workshops of Federations

No.

No.

Events

20

6

2

1500

232

45

1.4 Social and Political Issues

1. Women Gathering/ Melawa

2. Trainings/ Workshops on Social Issues

3. Panchayat Raj Training for women members of GP

Events

Events

Events

484

4535

2

4905

5843

242

Empowerment of women through women SHG

building and their strengthening by Lupin Foundation

in Bhopal area has emerged as flagship activity with

its distinct model of partnership with the Indian Bank.

About 388 Women SHGs with membership of 4120

poor families have been formed and strengthened in

over 70 villages of Vidisha, Sanchi, Gairatganj and

Obedullaganj block. Of these SHGs, around 1188

women from 174 groups have been provided

management trainings on SHG formation, operation,

management and grading norms for availing bank

loans. All this is leading SHG programme from one

restricted to savings and credit function to wider

women empowerment. Some SHG members have

initiated anti liquor campaign in cluster of villages. At

many places, these SHGs are able to exert pressure

and improve local governance system.

SHG strengthening model of Bhopal

ActivityUnit of

MeasureTotal

Families Benefitted

1 Economic Empowerment

1.1 Self Help Group Establishment

1. New SHG formation

2. Identification and Consolidation of old SHGs

3. Training and workshops of SHGs

4. Exposure visits of SHGs

SHG No.

SHG No.

Event

Event

1805

461

2173

86

16

4601

15416

735

1.2 Financial Linkages

1. Linkage Workshop for Bankers/ MF agencies

2. FIRST Loan from Bank/ Micro-Finance

3. SECOND Loan from Bank/ Micro-Finance

4. THIRD Loan from Bank/ Micro-Finance

5. Enterprises/ IG activities started

6. Loan distributed through

1. RMK

2. External linkages

7. SHG linked with loans for

1. RMK

2. External linkages

8. Women linked with loans for

1. RMK

2. External linkages

9. Sewing /tailoring training centres

1. Training participants

2. Sewing machine distributed

Event

SHG No.

SHG No.

SHG No.

No.

Rs. in Lakhs

Rs. in Lakhs

No.

No.

No.

No.

No.

No.

28

730

147

355

3684

145

814

145

552

2075

4470

1173

400

915

8375

1377

3407

5708

3912

1740

3912

5500

2075

4470

1173

400

1.3 Federation Establishment

1. Village Level Federations

2. Cluster/ Block/ District level Federations

3. Training and Workshops of Federations

No.

No.

Events

20

6

2

1500

232

45

1.4 Social and Political Issues

1. Women Gathering/ Melawa

2. Trainings/ Workshops on Social Issues

3. Panchayat Raj Training for women members of GP

Events

Events

Events

484

4535

2

4905

5843

242

Lupin Foundation is running Mobile Medical Units under PPP model in three districts of Rajasthan since

August 2008. Through these units 20 camps are held every month in the “C” category villages of the

Districts. 1080 camps have been organized and 1.60 Lakh patients benefited. Organization is providing

qualitative and quantitative health services through three Mobile Medical Units and diagnostic vans in far

flung areas. A follow-up visit by the medical unit is also made regularly after the completion of the health

A sister organisation of Lupin Foundation, MataShri

Gomati Devi Jan SevaNidhi (MSGD) has established

two Vision Centres in Rajgarh and Kathoomar block

of Alwar district with the technical assistance of Dr.

Shroff Charity Eye Hospital. The main objective of

these vision centres is to provide quality eye care

services to rural community i.e. early identification,

refraction, follow up and referral for surgeries. During

Vision centre of Alwar

this year, 2549 persons have benefitted directly

through Vision Centre including 366 persons that

have undergone cataract operation. Additionally, 518

school children have also been benefitted through

eye check-up campsorganised by Vision Centre. This

programme presents unique and replicable model in

health sector, particularly for providing eye care

services to rural population.

vision centre photo?

Assuring a minimal level of health care to the

population is a critical constituent of the development

process. Lupin Foundation runs a programme that

attempts to address different critical issues in the

sector. Availability, accessibility and affordability are

the three key factors that affect the health of the poor

people.

Lupin Foundation is addressing these issues through

its health programme. Focus is on extending timely

health services to the rural poor and also

complimenting the governmental efforts to reduce

IMR and MMR in the adopted areas. Lack of access

to health services is also one important dimension of

the poverty. Quality health service that can provide

early diagnosis and timely care is critical in rural area,

particularly for the poor. Hence, the concept of

“Quality Health Services at the doorstep” has been

embraced. Through the outreach of mobile medical

vans, health check up is carried out on regular basis;

needy patients are given treatment while serious

patients are referred to hospitals. Assistance for

surgeries is also provided for poor and needy.

General health check-up, special diagnostic camps

are organised at all the centres. School health check

up is also carried out by the LHWRF teams. Lupin

Foundation is also implementing partner of Integrated

Child Development Scheme (ICDS) in Kumher block

of Bharatpur district and its performance has been

validated by comparative study conducted by

UNICEF.

Activity Unit of Measure

TotalFamilies

Benefitted

1. General Health camp

2. School Health Camps

3. Health Check up by Mobile Medical Unit

4. Detail DiagNo.tic Check Up

5. Operatives and Hospitalization

6. Mobile Medical Van

7. Special Health Camp (ENT, Ortho, Eye, Anaemia)

8. Trainings for Village Health Workers

9. Village Cleanliness Campaign

10. Model PHC Development

Events

Events

Events

Events

No.

Events

No.

No.

No.

No.

19

26

1310

1

622

1740

107

7

1

1

3286

2347

69752

4996

622

106685

8962

54

310

35000

Community Health Management

Lupin Foundation is running Mobile Medical Units under PPP model in three districts of Rajasthan since

August 2008. Through these units 20 camps are held every month in the “C” category villages of the

Districts. 1080 camps have been organized and 1.60 Lakh patients benefited. Organization is providing

qualitative and quantitative health services through three Mobile Medical Units and diagnostic vans in far

flung areas. A follow-up visit by the medical unit is also made regularly after the completion of the health

A sister organisation of Lupin Foundation, MataShri

Gomati Devi Jan SevaNidhi (MSGD) has established

two Vision Centres in Rajgarh and Kathoomar block

of Alwar district with the technical assistance of Dr.

Shroff Charity Eye Hospital. The main objective of

these vision centres is to provide quality eye care

services to rural community i.e. early identification,

refraction, follow up and referral for surgeries. During

Vision centre of Alwar

this year, 2549 persons have benefitted directly

through Vision Centre including 366 persons that

have undergone cataract operation. Additionally, 518

school children have also been benefitted through

eye check-up campsorganised by Vision Centre. This

programme presents unique and replicable model in

health sector, particularly for providing eye care

services to rural population.

vision centre photo?

Assuring a minimal level of health care to the

population is a critical constituent of the development

process. Lupin Foundation runs a programme that

attempts to address different critical issues in the

sector. Availability, accessibility and affordability are

the three key factors that affect the health of the poor

people.

Lupin Foundation is addressing these issues through

its health programme. Focus is on extending timely

health services to the rural poor and also

complimenting the governmental efforts to reduce

IMR and MMR in the adopted areas. Lack of access

to health services is also one important dimension of

the poverty. Quality health service that can provide

early diagnosis and timely care is critical in rural area,

particularly for the poor. Hence, the concept of

“Quality Health Services at the doorstep” has been

embraced. Through the outreach of mobile medical

vans, health check up is carried out on regular basis;

needy patients are given treatment while serious

patients are referred to hospitals. Assistance for

surgeries is also provided for poor and needy.

General health check-up, special diagnostic camps

are organised at all the centres. School health check

up is also carried out by the LHWRF teams. Lupin

Foundation is also implementing partner of Integrated

Child Development Scheme (ICDS) in Kumher block

of Bharatpur district and its performance has been

validated by comparative study conducted by

UNICEF.

Activity Unit of Measure

TotalFamilies

Benefitted

1. General Health camp

2. School Health Camps

3. Health Check up by Mobile Medical Unit

4. Detail DiagNo.tic Check Up

5. Operatives and Hospitalization

6. Mobile Medical Van

7. Special Health Camp (ENT, Ortho, Eye, Anaemia)

8. Trainings for Village Health Workers

9. Village Cleanliness Campaign

10. Model PHC Development

Events

Events

Events

Events

No.

Events

No.

No.

No.

No.

19

26

1310

1

622

1740

107

7

1

1

3286

2347

69752

4996

622

106685

8962

54

310

35000

Community Health Management

SOCIAL DEVELOPMENT

Activity Unit of Measure

TotalFamilies

Benefitted

1. E-learning units for schools

2. Educational aids/ equipments

3. Career counselling

4. Training/ exposure for teachers

5. Scholarship for students

6. School infrastructure/ buildings

7. Model anganwadi development

8. Model school development

9. Slogan/ educational painting in schools

No.

No.

Events

Events

No.

No.

No.

No.

No.

18

135

3

10

689

1

1

10

23

2449

2359

405

782

888

120

20

2000

3000

Activity Unit of Measure

Total Achievements

Physical

Total Achievements

Financial

2 Education

1. E‐learning units for schools Numbers

153

362400

data from client

Educational progress is closely linked with

development process. Educated human resource is

indicator of development as well as trigger for it.

However, the educational progress is hampered by

quality of schools, particularly in rural India.

Educational access and quality are two sides of the

same coin. Access to education can be only

meaningful if it is fairly qualitative and enriching. When

quality of schooling is compromised, the students

suffer, loose their interest in continuing tedious

education and tend to drop out. Lupin Foundation's

intervention in the sector homes in on this critical

aspect in the adopted areas.

Lack of equipment and facilities in the schools in rural

area hampers quality of education. Therefore, the

programme focuses on providing such amenities and

equipment to the schools in the area to enable the

students to have quality education. Lupin Foundation

has introduced e-learning systems in the adopted

areas, which have made education exciting

phenomenon for the students and teaching smooth for

the teachers. This year E-learning facilities were

installed in 18 schools while 135 schools were

provided with educational aids / equipment. These

school based interventions across the centres of

Lupin Foundation have turned schooling more

creative and enjoyable for the students and

contributed in reduction of dropout rate.

Education

SOCIAL DEVELOPMENT

Activity Unit of Measure

TotalFamilies

Benefitted

1. E-learning units for schools

2. Educational aids/ equipments

3. Career counselling

4. Training/ exposure for teachers

5. Scholarship for students

6. School infrastructure/ buildings

7. Model anganwadi development

8. Model school development

9. Slogan/ educational painting in schools

No.

No.

Events

Events

No.

No.

No.

No.

No.

18

135

3

10

689

1

1

10

23

2449

2359

405

782

888

120

20

2000

3000

Activity Unit of Measure

Total Achievements

Physical

Total Achievements

Financial

2 Education

1. E‐learning units for schools Numbers

153

362400

data from client

Educational progress is closely linked with

development process. Educated human resource is

indicator of development as well as trigger for it.

However, the educational progress is hampered by

quality of schools, particularly in rural India.

Educational access and quality are two sides of the

same coin. Access to education can be only

meaningful if it is fairly qualitative and enriching. When

quality of schooling is compromised, the students

suffer, loose their interest in continuing tedious

education and tend to drop out. Lupin Foundation's

intervention in the sector homes in on this critical

aspect in the adopted areas.

Lack of equipment and facilities in the schools in rural

area hampers quality of education. Therefore, the

programme focuses on providing such amenities and

equipment to the schools in the area to enable the

students to have quality education. Lupin Foundation

has introduced e-learning systems in the adopted

areas, which have made education exciting

phenomenon for the students and teaching smooth for

the teachers. This year E-learning facilities were

installed in 18 schools while 135 schools were

provided with educational aids / equipment. These

school based interventions across the centres of

Lupin Foundation have turned schooling more

creative and enjoyable for the students and

contributed in reduction of dropout rate.

Education

Infra-structure DevelopmentGovernment alone cannot address the issue of

providing proper rural infra-structure and civic

amenities. There is a very little or no participation of

local people in infra-structure development within

rural areas. This approach has left villagers with

structures and facilities that are mostly redundant or

inadequate. Building of functional and useful infra-

structure will require local initiative and participation

as such facilities involve operation and maintenance.

Lupin foundation believes that the major cause of

issues that plague modern rural society is gradual but

definite withdrawal of the community. Unless and until

community come together and adhere to its

conventional role, it will be difficult to overcome the

hurdles in development. Sensing the need of

adequate rural infra-structure and also recognising

that it can bring all sections of rural society together,

the Foundation helps the communities to build

necessary civic infra-structures. In this, school infra-

structure, rural sanitation and housing have been

accorded priority. These initiatives are improving

quality of life in the adopted areas and bringing much

needed comfort to women, children and poor in

general.

Intervention/ Activity Unit of Measure

Total Achievements

Physical

Total Achievements

Financial

2 Education

1. Internal Road in Villages

2. Low Cost Houses

Metre

Number

8

72

2283000

2596810

photos

Rural Industries Promotion and Skill Building

Infra-structure DevelopmentGovernment alone cannot address the issue of

providing proper rural infra-structure and civic

amenities. There is a very little or no participation of

local people in infra-structure development within

rural areas. This approach has left villagers with

structures and facilities that are mostly redundant or

inadequate. Building of functional and useful infra-

structure will require local initiative and participation

as such facilities involve operation and maintenance.

Lupin foundation believes that the major cause of

issues that plague modern rural society is gradual but

definite withdrawal of the community. Unless and until

community come together and adhere to its

conventional role, it will be difficult to overcome the

hurdles in development. Sensing the need of

adequate rural infra-structure and also recognising

that it can bring all sections of rural society together,

the Foundation helps the communities to build

necessary civic infra-structures. In this, school infra-

structure, rural sanitation and housing have been

accorded priority. These initiatives are improving

quality of life in the adopted areas and bringing much

needed comfort to women, children and poor in

general.

Intervention/ Activity Unit of Measure

Total Achievements

Physical

Total Achievements

Financial

2 Education

1. Internal Road in Villages

2. Low Cost Houses

Metre

Number

8

72

2283000

2596810

photos

Rural Industries Promotion and Skill Building

ActivityUnit of

MeasureTotal

Families Benefitted

1 Water Resource Development

1.1 Water Storage Structures

Land and water are the two main resources that

determine the agriculture productivity. Availability of

water is vital for agricultural development. If water is

made available, farmers could cultivate crops round

the year, thus increasing productivity. It also ensures

food security, income enhancement as well as

prevention of out migration. Lupin Foundation

facilitates development of water resources through

various measures such as construction of check

dams, farm ponds, digging new wells, deepening /

repairing of existing wells. For efficient use of water,

drip irrigation systems are promoted. In order to

enhance water use efficiency, drip irrigation system

for watering crops was promoted widely. Land

development activities such as building of farm

bunds, Continuous Contour Trenches (CCTs), Water

Absorption Trenches (WATs), earthen bunds, were

undertaken for water and soil conservation. Besides,

the block forestry plantation and pasture land

development was also done to regenerate the natural

resources.

1.2 Water for Crops

2 Land Resource Development

2.1 Cultivable Land Treatments

2.2 Waste Land/ Common Land Treatments

3 Alternate rural energy

1. Check/ Cement Dams

2. Farm ponds and village ponds

3. Renovation of old structures

No.

No.

No.

6

199

3

440

4238

667

1. New Well digging

2. Well deepening/ repairing

3. Promotion of efficient irrigation systems

4. Small Lift Irrigation Schemes

(Command area < 15 acres)

5. Support for Pumps/ Motor/ Engine/ Pipes

No.

No.

Hectare

No.

No.

19

8

95

2

109

177

94

111

13

109

1. Farm/ Boundary bunds Hectare. 2 5

1. Continuous Contour Trench (CCT) Hectare. 19 32

1. Bio‐gas

2. Biomass cook stove

3. Smokeless Chullah

Number

Number

Number

316

10

220

Natural Resource Management (NRM)

ActivityUnit of

MeasureTotal

Families Benefitted

1 Water Resource Development

1.1 Water Storage Structures

Land and water are the two main resources that

determine the agriculture productivity. Availability of

water is vital for agricultural development. If water is

made available, farmers could cultivate crops round

the year, thus increasing productivity. It also ensures

food security, income enhancement as well as

prevention of out migration. Lupin Foundation

facilitates development of water resources through

various measures such as construction of check

dams, farm ponds, digging new wells, deepening /

repairing of existing wells. For efficient use of water,

drip irrigation systems are promoted. In order to

enhance water use efficiency, drip irrigation system

for watering crops was promoted widely. Land

development activities such as building of farm

bunds, Continuous Contour Trenches (CCTs), Water

Absorption Trenches (WATs), earthen bunds, were

undertaken for water and soil conservation. Besides,

the block forestry plantation and pasture land

development was also done to regenerate the natural

resources.

1.2 Water for Crops

2 Land Resource Development

2.1 Cultivable Land Treatments

2.2 Waste Land/ Common Land Treatments

3 Alternate rural energy

1. Check/ Cement Dams

2. Farm ponds and village ponds

3. Renovation of old structures

No.

No.

No.

6

199

3

440

4238

667

1. New Well digging

2. Well deepening/ repairing

3. Promotion of efficient irrigation systems

4. Small Lift Irrigation Schemes

(Command area < 15 acres)

5. Support for Pumps/ Motor/ Engine/ Pipes

No.

No.

Hectare

No.

No.

19

8

95

2

109

177

94

111

13

109

1. Farm/ Boundary bunds Hectare. 2 5

1. Continuous Contour Trench (CCT) Hectare. 19 32

1. Bio‐gas

2. Biomass cook stove

3. Smokeless Chullah

Number

Number

Number

316

10

220

Natural Resource Management (NRM)

Since required cow dung for production of biogas is

easily available to the farmers, Sindhudurg centre of

Lupin Foundation has initiated a major drive of

constructing biogas plants in the area. Around 768

biogas plants were constructed availing lower rate

loan support from NABARD. It has evolved as flagship

programme in the area and offer replicable model to

provide alternate energy in rural areas.

In several contexts, the model evolved by Lupin

Foundation in Sindhudurg area becomes relevant and

exemplary. Biogas is the one of the best green

solution to rural energy problems. In rural India, the

people have to depend on firewood as a fuel. Since

LPG is not affordable and many times not available

for the people living in remote villages, firewood

remains only option for cooking. This leads to

deforestation.

Cooking by using firewood also causes respiratory

diseases in women. Firewood collection is laborious

and involves drudgery for women, since it is they,

who have to do it. Apart from these compelling

reasons, what worked for the spread of this activity in

the Sindhudurg area was the operational strategy

adopted by the centre, which created a replicable

model. Apart from easy financing, what worked was

Alternate Energy development programme in Sindhudurg

creation of pool of locally available masons through

trainings. Users were also trained in biogas plant

maintenance. This has also provided livelihood option

to few landless families, who are managing it by

collecting the dung from the village. The inputs

required for biogas pushed the families for better

milch animals and slurry helped farmers to go for

organic farming.

Women specifically demanded for such integration at

it helped them to save their time and reduce the

drudgery. Mostly the women folk have to spend their

time and take drudgery of fetching fuel wood from the

forest. At least 3-4 hours of work per day is involved

in this job. On an average, a woman invests 30-35

days in a year in this. This time is saved due to

erection of biogas plant at home. The time saved

helped them to increase the dairy activity at doorstep.

A biogas plant of two cum gives 50 kg of slurry per

day round the year. Thus, about 18 tons of slurry is

produced and used as fertilizer saving about Rs. 9000

per year. Besides improvement in the soil quality, this

leads to 15% increase in paddy yield.

The Lupin Foundation had always been working in close cooperation of concerned state Governments, Central

Government and various agencies such as NABARD, SIDBI. Currently following programmes are under

implementation. (This is only indicative and not exclusive list of programmes)

Photos

Mobile Medical Van(MMV)

ProgrammeNumber

ofProjects

LocationsFundingAgency

State govt. Dhule and Ratnagiri

Mobile Medical Diagnostic Units (MMDU)

Nabard

Integrated Child Development

scheme (ICDS)

Tribal Development Fund (TDF) – WADI Project

Umbrella Programme on Natural

Resource Management (UPNRM)

Women Self Help

Group (WSHG)

Programme

Integrated Watershed

Management Programme

(IWMP)

Nabard

Nabard

UNDP and

Govt. of

Rajasthan

NRHM - State

Health Department,

Rajasthan

NRHM - State Health

Department,

Rajasthan

2

9

5

3

1

3

9

Rajasthan (3), MP (2),

Maharashtra (4)

Bharatpur, Dhule (2),

Sindhudurg, Pune

Dhule (Sakri, Shirpur)

Pune (Junnar)

Kumher block of Bharatpur

district

Bharatpur, Karauli and

Dholpur

Bharatpur (4), Karauli

(2) and Dholpur (3)

Development Programmes under Implementation

Since required cow dung for production of biogas is

easily available to the farmers, Sindhudurg centre of

Lupin Foundation has initiated a major drive of

constructing biogas plants in the area. Around 768

biogas plants were constructed availing lower rate

loan support from NABARD. It has evolved as flagship

programme in the area and offer replicable model to

provide alternate energy in rural areas.

In several contexts, the model evolved by Lupin

Foundation in Sindhudurg area becomes relevant and

exemplary. Biogas is the one of the best green

solution to rural energy problems. In rural India, the

people have to depend on firewood as a fuel. Since

LPG is not affordable and many times not available

for the people living in remote villages, firewood

remains only option for cooking. This leads to

deforestation.

Cooking by using firewood also causes respiratory

diseases in women. Firewood collection is laborious

and involves drudgery for women, since it is they,

who have to do it. Apart from these compelling

reasons, what worked for the spread of this activity in

the Sindhudurg area was the operational strategy

adopted by the centre, which created a replicable

model. Apart from easy financing, what worked was

Alternate Energy development programme in Sindhudurg

creation of pool of locally available masons through

trainings. Users were also trained in biogas plant

maintenance. This has also provided livelihood option

to few landless families, who are managing it by

collecting the dung from the village. The inputs

required for biogas pushed the families for better

milch animals and slurry helped farmers to go for

organic farming.

Women specifically demanded for such integration at

it helped them to save their time and reduce the

drudgery. Mostly the women folk have to spend their

time and take drudgery of fetching fuel wood from the

forest. At least 3-4 hours of work per day is involved

in this job. On an average, a woman invests 30-35

days in a year in this. This time is saved due to

erection of biogas plant at home. The time saved

helped them to increase the dairy activity at doorstep.

A biogas plant of two cum gives 50 kg of slurry per

day round the year. Thus, about 18 tons of slurry is

produced and used as fertilizer saving about Rs. 9000

per year. Besides improvement in the soil quality, this

leads to 15% increase in paddy yield.

The Lupin Foundation had always been working in close cooperation of concerned state Governments, Central

Government and various agencies such as NABARD, SIDBI. Currently following programmes are under

implementation. (This is only indicative and not exclusive list of programmes)

Photos

Mobile Medical Van(MMV)

ProgrammeNumber

ofProjects

LocationsFundingAgency

State govt. Dhule and Ratnagiri

Mobile Medical Diagnostic Units (MMDU)

Nabard

Integrated Child Development

scheme (ICDS)

Tribal Development Fund (TDF) – WADI Project

Umbrella Programme on Natural

Resource Management (UPNRM)

Women Self Help

Group (WSHG)

Programme

Integrated Watershed

Management Programme

(IWMP)

Nabard

Nabard

UNDP and

Govt. of

Rajasthan

NRHM - State

Health Department,

Rajasthan

NRHM - State Health

Department,

Rajasthan

2

9

5

3

1

3

9

Rajasthan (3), MP (2),

Maharashtra (4)

Bharatpur, Dhule (2),

Sindhudurg, Pune

Dhule (Sakri, Shirpur)

Pune (Junnar)

Kumher block of Bharatpur

district

Bharatpur, Karauli and

Dholpur

Bharatpur (4), Karauli

(2) and Dholpur (3)

Development Programmes under Implementation

SEPARATOR PAGE

LHWRF is operative in the difficult mountainous

terrain of Uttarakhand through its center based at

Rishikesh. The center carries out CSR work with

holistic development approach in the service area

that comprises Doiwala and Sahaspur blocks in

Dehradun district.

A multi-day cloudburst that hit in June 2013, caused

devastating floods and landslides in the state of

Uttarakhand. It was worst disaster since tsunami and

ASSOCHAM report puts the damage caused by the

disaster to the tune of 10,000 crore.

Lupin Ltd keeping its tradition of responding to

national calamity immediately swings into action

through Lupin Foundation. Following the three 'R's of

disaster response, Relief, Recovery and Rehabilitation

measures were planned and implemented in the

severely affected areas of Uttarakhand by utilising

about 20 Lacs fund on relief operations and another

64.50 Lacs on the construction of school/college

buildings and knowledge centre in Uttarakhand.

While the four districts of Uttarakhand were affected

by the calamity, the three districts namely Uttarkashi,

Chamoli and Rudraprayag were hit worst, which we

adopted.

Post Disaster Response in Uttarakhand

SEPARATOR PAGE

LHWRF is operative in the difficult mountainous

terrain of Uttarakhand through its center based at

Rishikesh. The center carries out CSR work with

holistic development approach in the service area

that comprises Doiwala and Sahaspur blocks in

Dehradun district.

A multi-day cloudburst that hit in June 2013, caused

devastating floods and landslides in the state of

Uttarakhand. It was worst disaster since tsunami and

ASSOCHAM report puts the damage caused by the

disaster to the tune of 10,000 crore.

Lupin Ltd keeping its tradition of responding to

national calamity immediately swings into action

through Lupin Foundation. Following the three 'R's of

disaster response, Relief, Recovery and Rehabilitation

measures were planned and implemented in the

severely affected areas of Uttarakhand by utilising

about 20 Lacs fund on relief operations and another

64.50 Lacs on the construction of school/college

buildings and knowledge centre in Uttarakhand.

While the four districts of Uttarakhand were affected

by the calamity, the three districts namely Uttarkashi,

Chamoli and Rudraprayag were hit worst, which we

adopted.

Post Disaster Response in Uttarakhand

Different measures and activities conducted during the year complemented our work since last 25 years aimed at

producing significant change within lives of rural folk. Following are some of the outcomes one can notice in our

area of operation.

Different measures of soil and water conservation were initiated by the organisation this year. Existing water

storage structures such as ponds, check dams were de-silted, repaired or deepened, making those functional with

increased capacity. New farm ponds, cement check dams and farm bunds were also constructed, which have led

to increased storage of water and soil within treated areas. These measures are leading to greater retention of soil

moisture within farm plots, enhanced water table and greater recharge in downstream wells. Timely support of

Lupin Foundation for well construction, drip irrigation and pipelines enabled farmers to access and use the

increased water for irrigation particularly in rabbi season.

Transfer of technology across the sector in the adopted areas have led to momentous change in the adopted

area. Introduction and propagation of better cultivation practices such as ICPT, SRI, and organic farming have

changed the way farming done in the adopted areas. Besides, introduction and promotion of improved seeds

resulted in greater yield for the farmers. Advanced farming through shade nets and poly-houses were also

introduced on pilot basis. The farmers are widely adapting to these improved technologies that in turn having an

impact on the farm productivity. This infusion of improved technologies is not restricted to farming alone. In allied

sector of animal husbandry, infusion took place in the form of breed improvement, improved feed, fodder and

advanced animal health care. Similarly, in traditional nonfarm livelihoods such as bangle-making, novel and useful

technologies are developed or introduced turning operations in these trades more productive, safe and eco-

friendly.

Another impact noticeable across different sectors in Lupin Foundation areas is productivity enhancement. In

agricultural sector, along with improved cultivation practices, promotion of high yielding seed variety has resulted

in the increase in the crop production and productivity. Farmers report that these varieties have almost double the

production within the same land plot. Similarly, availing land development support from Lupin Foundation, the

farmers were able to increase land productivity and area under cultivation. NRM activities undertaken by the

organisation has led to increase availability and accessibility of natural resources, improving overall productivity of

local eco system. Promotion of drip irrigation has improved water productivity with efficient use of available water.

Similarly, in animal husbandry, induction of improved Murrah breeds through AI and NI methods have led to

greater milk production per animal. Increased awareness about animal shed management through trainings of

dairy farmers along with availability of animal health care services at the doorstep have resulted in greater

livestock productivity.

Overall outcomes

Greater natural resource availability and accessibility

Technology transfer and adoption

Enhancement of Productivity

All the sector wise interventions have training and capacity building component as strategy is to transfer as much

skills as possible to remove skill deficiency in rural India. Skill, technology transfer and capacity building through

diverse trainings have enabled Lupin Foundation to generate pool of trained persons at the village level. The table

below mentions few important training events conducted during the year.

ActivityUnit of

MeasureTotal

Families Benefitted

Agriculture

1. Training on different crops (package of practices)

2. Training on agriculture practices/ technologies

3. Training of farmers' groups/ clubs/ cooperatives/

producer companies

4. Training on Bee Keeping

5. Exposure visits to successful units

6. Agriculture Information Centres

7. Family Affinity Groups & VDCs formation

and Capacity building

Events

Events

Events

Events

Events

No.

No.

65

113

23

2

27

13

24

1900

4366

900

55

637

180

240

Animal Husbandry

1. Training on breeding of animals

2. Training on feeding and management of Livestock

3. Training for Bio-gas masons

4. Exposure visits to successful units

Events

Events

Events

Events

6

90

8

17

110

3006

26

666

Natural Resource Management

1. Training on Land Resource/

Watershed Development

2. Exposure visits to villages/ institutions for

watershed development

Events

Events

10

9

300

258

Training

Different measures and activities conducted during the year complemented our work since last 25 years aimed at

producing significant change within lives of rural folk. Following are some of the outcomes one can notice in our

area of operation.

Different measures of soil and water conservation were initiated by the organisation this year. Existing water

storage structures such as ponds, check dams were de-silted, repaired or deepened, making those functional with

increased capacity. New farm ponds, cement check dams and farm bunds were also constructed, which have led

to increased storage of water and soil within treated areas. These measures are leading to greater retention of soil

moisture within farm plots, enhanced water table and greater recharge in downstream wells. Timely support of

Lupin Foundation for well construction, drip irrigation and pipelines enabled farmers to access and use the

increased water for irrigation particularly in rabbi season.

Transfer of technology across the sector in the adopted areas have led to momentous change in the adopted

area. Introduction and propagation of better cultivation practices such as ICPT, SRI, and organic farming have

changed the way farming done in the adopted areas. Besides, introduction and promotion of improved seeds

resulted in greater yield for the farmers. Advanced farming through shade nets and poly-houses were also

introduced on pilot basis. The farmers are widely adapting to these improved technologies that in turn having an

impact on the farm productivity. This infusion of improved technologies is not restricted to farming alone. In allied

sector of animal husbandry, infusion took place in the form of breed improvement, improved feed, fodder and

advanced animal health care. Similarly, in traditional nonfarm livelihoods such as bangle-making, novel and useful

technologies are developed or introduced turning operations in these trades more productive, safe and eco-

friendly.

Another impact noticeable across different sectors in Lupin Foundation areas is productivity enhancement. In

agricultural sector, along with improved cultivation practices, promotion of high yielding seed variety has resulted

in the increase in the crop production and productivity. Farmers report that these varieties have almost double the

production within the same land plot. Similarly, availing land development support from Lupin Foundation, the

farmers were able to increase land productivity and area under cultivation. NRM activities undertaken by the

organisation has led to increase availability and accessibility of natural resources, improving overall productivity of

local eco system. Promotion of drip irrigation has improved water productivity with efficient use of available water.

Similarly, in animal husbandry, induction of improved Murrah breeds through AI and NI methods have led to

greater milk production per animal. Increased awareness about animal shed management through trainings of

dairy farmers along with availability of animal health care services at the doorstep have resulted in greater

livestock productivity.

Overall outcomes

Greater natural resource availability and accessibility

Technology transfer and adoption

Enhancement of Productivity

All the sector wise interventions have training and capacity building component as strategy is to transfer as much

skills as possible to remove skill deficiency in rural India. Skill, technology transfer and capacity building through

diverse trainings have enabled Lupin Foundation to generate pool of trained persons at the village level. The table

below mentions few important training events conducted during the year.

ActivityUnit of

MeasureTotal

Families Benefitted

Agriculture

1. Training on different crops (package of practices)

2. Training on agriculture practices/ technologies

3. Training of farmers' groups/ clubs/ cooperatives/

producer companies

4. Training on Bee Keeping

5. Exposure visits to successful units

6. Agriculture Information Centres

7. Family Affinity Groups & VDCs formation

and Capacity building

Events

Events

Events

Events

Events

No.

No.

65

113

23

2

27

13

24

1900

4366

900

55

637

180

240

Animal Husbandry

1. Training on breeding of animals

2. Training on feeding and management of Livestock

3. Training for Bio-gas masons

4. Exposure visits to successful units

Events

Events

Events

Events

6

90

8

17

110

3006

26

666

Natural Resource Management

1. Training on Land Resource/

Watershed Development

2. Exposure visits to villages/ institutions for

watershed development

Events

Events

10

9

300

258

Training

For years India focused on poverty eradication and

results are encouraging. Given the definition of

poverty adopted by the government, most of the

Indian population will come out of poverty line in near

future. Lupin Foundation is committed to poverty

alleviation and we are aiming at making Bharatpur,

Alwar and Dhule a poverty free districts in near future.

However, now there is a need to look beyond extreme

poverty and work for attaining of empowerment line,

which defines indicators of minimum acceptable

standard of living. Lupin Foundation plans to create

and establish models of uplifting people over the

empowerment line on a wider scale.

Amplification and replication of existing successes of

Lupin Foundation in livelihood generation,

productivity enhancement and women empowerment

will be essential while going forward. It will be useful

to take stock of what really triggered the attainments.

Articulation and dissemination of those models have

to be done to enable scaling up of the activities

across the centres and beyond.

Certain plans are in pipeline and Lupin Foundation intends to achieve those in immediate future. They include:

Developing block level clusters of vegetable farming, fruit orchards and floriculture.

Achieving increase up to 1500 MT and establishing honey parlour at Bharatpur.

Promoting goat farms and backyard poultries on a wider scale to boost livelihoods.

Establishing a demonstration unit of avian farming at the technology park at Maigujar.

Installation of biogas plants on a mass scale for providing quality energy, drudgery reduction and promotion of organic farming.

Establishing an 'Entrepreneurs' School', where trade basedtraining can be organized and guidance

and technical support can be provided routinely to the rural entrepreneurs.

Establishing marketing facility centres at the district level to sell products made by SHGs.

Amplification and replication of existing successes in livelihood generation, productivity enhancement and women

empowerment will be essential while going forward. It will be useful to take stock of what really triggered the

attainments. Articulation and dissemination of those models have to be done to enable scaling up of the activities

across the centres and beyond.

Challenges ahead and Future Plans

Diversification is the key to change. Due to promotion of vegetable farming, floriculture and horticulture by Lupin

Foundation, the cropping pattern has changed in the adopted area. Newer crops have now stabilised in the area

and greater number of farmers adapting to this diversified farming. The shift is from subsistence to market

orientated crops. This has enabled the farmers in the area to tap market and earn greater monetary returns. As

mentioned earlier, crop diversification is also leading to enhanced adaptive capacity. Introduction and promotion

of organic farming, improved cultivation practices such as SRI and ICPT have changed the way farming was done.

This change was achieved through systematic promotion methods and materials with apt hand holding support.

Sustained effort of the organisation to facilitate shift towards commercial cropping has enable farmers to reap

good returns, especially through vegetable farming. Use of low cost but handy equipment also reduces the labour

costs for the farmers. Increased productivity and production of all crops through improved seeds and farming

practices have ultimately resulted in increased farm income for the cultivars. With Lupin Foundation support, the

farmers in the area of operation shifted to commercialised farming. This has given them greater exposure to the

market. Particularly vegetable and floricultural farming have increased access to the town markets for the villagers,

where returns are higher. This increase in incomes again is not limited to agriculture alone. Through increased

livestock productivity, milk production and dairy development in the adopted area, the livestock farmers are able

to earn far more than Lupin Foundation intervention. Similarly, nonfarm livelihoods, both in the form of self-

enterprises or wages have increased through Rural Industries Promotion programme of Lupin Foundation

spawning a greater income flow for rural poor.

For communities, common amenities such as internal roads, halls and schools have changed the face of their

villages. Increased farm and agro-allied and nonfarm incomes in the areas are fuelling all round growth in the rural

economy. Availability of quality health care services at the doorstep through MMDU and health camps is enabling

people to lead healthy life within their villages. Lupin Foundation support to schools has enhanced educational

quality. It resulted in increased retention of the students in the schools. For women, economic empowerment

through SHG formation and credit support also opened up spaces in society. Their position within house has

enhanced. Various interventions have also led to their drudgery reduction and improved health. Thus, through all

the diverse and sector wise interventions, what is prominently visible impact in the Lupin Foundation areas is the

enhanced quality of life.

Market oriented Crop diversification

Increased rural incomes

Improved quality of life

For years India focused on poverty eradication and

results are encouraging. Given the definition of

poverty adopted by the government, most of the

Indian population will come out of poverty line in near

future. Lupin Foundation is committed to poverty

alleviation and we are aiming at making Bharatpur,

Alwar and Dhule a poverty free districts in near future.

However, now there is a need to look beyond extreme

poverty and work for attaining of empowerment line,

which defines indicators of minimum acceptable

standard of living. Lupin Foundation plans to create

and establish models of uplifting people over the

empowerment line on a wider scale.

Amplification and replication of existing successes of

Lupin Foundation in livelihood generation,

productivity enhancement and women empowerment

will be essential while going forward. It will be useful

to take stock of what really triggered the attainments.

Articulation and dissemination of those models have

to be done to enable scaling up of the activities

across the centres and beyond.

Certain plans are in pipeline and Lupin Foundation intends to achieve those in immediate future. They include:

Developing block level clusters of vegetable farming, fruit orchards and floriculture.

Achieving increase up to 1500 MT and establishing honey parlour at Bharatpur.

Promoting goat farms and backyard poultries on a wider scale to boost livelihoods.

Establishing a demonstration unit of avian farming at the technology park at Maigujar.

Installation of biogas plants on a mass scale for providing quality energy, drudgery reduction and promotion of organic farming.

Establishing an 'Entrepreneurs' School', where trade basedtraining can be organized and guidance

and technical support can be provided routinely to the rural entrepreneurs.

Establishing marketing facility centres at the district level to sell products made by SHGs.

Amplification and replication of existing successes in livelihood generation, productivity enhancement and women

empowerment will be essential while going forward. It will be useful to take stock of what really triggered the

attainments. Articulation and dissemination of those models have to be done to enable scaling up of the activities

across the centres and beyond.

Challenges ahead and Future Plans

Diversification is the key to change. Due to promotion of vegetable farming, floriculture and horticulture by Lupin

Foundation, the cropping pattern has changed in the adopted area. Newer crops have now stabilised in the area

and greater number of farmers adapting to this diversified farming. The shift is from subsistence to market

orientated crops. This has enabled the farmers in the area to tap market and earn greater monetary returns. As

mentioned earlier, crop diversification is also leading to enhanced adaptive capacity. Introduction and promotion

of organic farming, improved cultivation practices such as SRI and ICPT have changed the way farming was done.

This change was achieved through systematic promotion methods and materials with apt hand holding support.

Sustained effort of the organisation to facilitate shift towards commercial cropping has enable farmers to reap

good returns, especially through vegetable farming. Use of low cost but handy equipment also reduces the labour

costs for the farmers. Increased productivity and production of all crops through improved seeds and farming

practices have ultimately resulted in increased farm income for the cultivars. With Lupin Foundation support, the

farmers in the area of operation shifted to commercialised farming. This has given them greater exposure to the

market. Particularly vegetable and floricultural farming have increased access to the town markets for the villagers,

where returns are higher. This increase in incomes again is not limited to agriculture alone. Through increased

livestock productivity, milk production and dairy development in the adopted area, the livestock farmers are able

to earn far more than Lupin Foundation intervention. Similarly, nonfarm livelihoods, both in the form of self-

enterprises or wages have increased through Rural Industries Promotion programme of Lupin Foundation

spawning a greater income flow for rural poor.

For communities, common amenities such as internal roads, halls and schools have changed the face of their

villages. Increased farm and agro-allied and nonfarm incomes in the areas are fuelling all round growth in the rural

economy. Availability of quality health care services at the doorstep through MMDU and health camps is enabling

people to lead healthy life within their villages. Lupin Foundation support to schools has enhanced educational

quality. It resulted in increased retention of the students in the schools. For women, economic empowerment

through SHG formation and credit support also opened up spaces in society. Their position within house has

enhanced. Various interventions have also led to their drudgery reduction and improved health. Thus, through all

the diverse and sector wise interventions, what is prominently visible impact in the Lupin Foundation areas is the

enhanced quality of life.

Market oriented Crop diversification

Increased rural incomes

Improved quality of life

images

Lupin Foundation graciously acknowledges the support and cooperation received from all the partners and entities.

Particularly we would like to thank:

Partnerships and collaborations

Funding and collaborative partners

Vicious cycles of poverty, debt and resource

degradation are difficult to break and turning those

into virtuous cycles is easier said than done.

Increasing variations in climatic, marketing conditions

and sometimes in policy environment tend to disturb

processes and often tend to bring it back to square

one. Continuous improvement in policies and

strategies through self-critical analysis and learning

alone can keep organisation to shoulder these

challenges and achieve its objectives. Though striking, removal of poverty is tough objective

to achieve. Still Lupin Foundation was able to make

Rajgarh town of Rajasthan poverty free through its

relentless efforts. Now Lupin Foundation has taken

formidable challenge of making Bharatpur and Dhule

poverty free districts by 2015 and 2017 respectively.

This year the drought situation in certain states has

posed a threat of undoing all the good works carried

out throughout the year. Several long term solutions

to cope up with such disasters have to be undertaken

in this context.

Apart from achieving increased outcomes within short

duration, Lupin Foundation plans in future to

strengthen the processes and institutions that are

enabling the Foundation and the communities to

accomplish set objectives.

Various activities that contribute to sustainability need

to be stressed upon while going ahead. Promotion of

organic farming, micro irrigation, NRM and watershed

development will be critical.

Knowledge Partners

Confederation of Indian Industry (CII) Council for Scientific and Industrial Research (CSIR) Indian Council of

Agricultural Research (ICAR) Center for Micro Finance KeggfarmsPvt. Ltd., Gurgaon (Haryana) Central Avian

Research Institute,IjjatnagarBarielly (UP) DeendayalUpadhyay Veterinary University, Mathura (UP)

Implementing Partners

Lupin Gram Vikas Panchayats (LGVP) and other CBOs Local communities in the adopted area

Sister Organisations

Desh Bandhu and Manju Gupta Foundation (DBMGF), Dhule Mata Shri Gomati Devi Jan SevaNidhi (MSGD), Alwar

images

Lupin Foundation graciously acknowledges the support and cooperation received from all the partners and entities.

Particularly we would like to thank:

Partnerships and collaborations

Funding and collaborative partners

Vicious cycles of poverty, debt and resource

degradation are difficult to break and turning those

into virtuous cycles is easier said than done.

Increasing variations in climatic, marketing conditions

and sometimes in policy environment tend to disturb

processes and often tend to bring it back to square

one. Continuous improvement in policies and

strategies through self-critical analysis and learning

alone can keep organisation to shoulder these

challenges and achieve its objectives. Though striking, removal of poverty is tough objective

to achieve. Still Lupin Foundation was able to make

Rajgarh town of Rajasthan poverty free through its

relentless efforts. Now Lupin Foundation has taken

formidable challenge of making Bharatpur and Dhule

poverty free districts by 2015 and 2017 respectively.

This year the drought situation in certain states has

posed a threat of undoing all the good works carried

out throughout the year. Several long term solutions

to cope up with such disasters have to be undertaken

in this context.

Apart from achieving increased outcomes within short

duration, Lupin Foundation plans in future to

strengthen the processes and institutions that are

enabling the Foundation and the communities to

accomplish set objectives.

Various activities that contribute to sustainability need

to be stressed upon while going ahead. Promotion of

organic farming, micro irrigation, NRM and watershed

development will be critical.

Knowledge Partners

Confederation of Indian Industry (CII) Council for Scientific and Industrial Research (CSIR) Indian Council of

Agricultural Research (ICAR) Center for Micro Finance KeggfarmsPvt. Ltd., Gurgaon (Haryana) Central Avian

Research Institute,IjjatnagarBarielly (UP) DeendayalUpadhyay Veterinary University, Mathura (UP)

Implementing Partners

Lupin Gram Vikas Panchayats (LGVP) and other CBOs Local communities in the adopted area

Sister Organisations

Desh Bandhu and Manju Gupta Foundation (DBMGF), Dhule Mata Shri Gomati Devi Jan SevaNidhi (MSGD), Alwar

LIABILITIES Schedule Amount Rs. Amount Rs. ASSETS Schedule Amount Rs.

Corpus Fund

Less: Utilised/project implemented

Loan for MF Schemes

Secured Loans

Sundry Payables / Advance Received

Reserves & Surplus

Opening balance b/f

Add: Current year surplus

Grant from Govt.Agencies (Implementation of

Specific Projects)Opening balance b/f

Add: Received during the year

1

2

3

4

9,446,414

68,725,348

60,447,083

26,104,442

22,872,043

311,00

48,976,485

17,724,679

134,348,169

1,318,588

13,370,317

216,049,238Total

Fixed Assets

Loan given under MF Schemes

Less: Provision for doubtful recoveries

Security Deposit

Advances given for Programmes / Receivable

Cash and Bank Balance

Fixed Deposit

5

2

6

7

8

9

122,644,173

1,021,371

20,237,413

121,622,802

1,203,580

13,862,055

47,035,885

12,087,503

216,049,238

Amount Rs.

Total

AS PER OUR REPORT OF EVEN DATE

For ARORA & ARORA For LUPIN HUMAN WELFARE AND RESEARCH FOUNDATION

CHARTERED ACCOUNTANTS

REG NO. 100544 W

HARRISHH ARORA DR. DESH BANDHU GUPTA SUNIL MAKHARIAPartner

TRUSTEETRUSTEE

Mem No. 036746

MUMBAI June 30, 2014

PARTNER

Balance Sheet

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LIABILITIES Schedule Amount Rs. Amount Rs. ASSETS Schedule Amount Rs.

Corpus Fund

Less: Utilised/project implemented

Loan for MF Schemes

Secured Loans

Sundry Payables / Advance Received

Reserves & Surplus

Opening balance b/f

Add: Current year surplus

Grant from Govt.Agencies (Implementation of

Specific Projects)Opening balance b/f

Add: Received during the year

1

2

3

4

9,446,414

68,725,348

60,447,083

26,104,442

22,872,043

311,00

48,976,485

17,724,679

134,348,169

1,318,588

13,370,317

216,049,238Total

Fixed Assets

Loan given under MF Schemes

Less: Provision for doubtful recoveries

Security Deposit

Advances given for Programmes / Receivable

Cash and Bank Balance

Fixed Deposit

5

2

6

7

8

9

122,644,173

1,021,371

20,237,413

121,622,802

1,203,580

13,862,055

47,035,885

12,087,503

216,049,238

Amount Rs.

Total

AS PER OUR REPORT OF EVEN DATE

For ARORA & ARORA For LUPIN HUMAN WELFARE AND RESEARCH FOUNDATION

CHARTERED ACCOUNTANTS

REG NO. 100544 W

HARRISHH ARORA DR. DESH BANDHU GUPTA SUNIL MAKHARIAPartner

TRUSTEETRUSTEE

Mem No. 036746

MUMBAI June 30, 2014

PARTNER

Balance Sheet

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back cover inside blankblank page?

back cover inside blankblank page?

back cover

Sindhudurg Centre

Yogesh Prabhu

Sarvate Building, Near Nigudkar Hospital, Hindu Colony,

Kudal-416520, Dist.-Sindhudurg, Maharashtra, India

Phone: +912362 - 223369

Mobile No.: +919422374020

Email ID: sindhudurg@lupinfoundation.in

Pune Centre

Venkatesh Shete

Flat no. 5, Bldg No.-3D, Aditya Garden City,

Phase-1, S. No. 109/110, Warje, Pune-411058,

Maharashtra. India

Phone: +9120 - 20270297

Mobile No.: +919764003736

Email ID: pune@lupinfoundation.in

Dhule Centre

Raosaheb Badhe

Plot No. 28/A, Sharda Nagar, Near Ekvira High School,

Deopur, Dhule- 424005, Maharashtra, India.

Phone: +912562 - 273755

Mobile No.: +919764440331

Email ID: dhule@lupinfoundation.in

Nandurbar Centre

Laxman Khose

Flat no. 31, Kashinath Nagar, Gurukripa Colony,

Taloda-425413, Dist. Nandurbar, Maharashtra,

Phone: +91256 - 7202751

Mobile No.: +919404678823

Email ID: nandurbar@lupinfoundation.in

Aurangabad Centre

Datta Shelke

A-28/1, MIDC, Industrial Area , Chikhalthana,

Aurangabad-431210,

Maharashtra, India

Mobile No.: +917588033983

Email ID: aurangabad@lupinfoundation.in

CONTACTS