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SCHEMES & PROGRAMMES
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IMPORTANT SCHEMES AND PROGRAMMES OF GOVERNMENT OF
KERALA & INDIA
IMPORTANT TIPS
There are numerous programmes and schemes of both central and state
governments. Questions for around 5 marks will be there from this section.
Focus should be given to important and recent schemes and programmes of
government. Basically, the schemes and programmes can be classified into 8
categories. They are as follows:
POVERTY ALLEVIATION PROGRAMMES
INSURANCE SCHEMES
EMPLOYMENT ASSURANCE SCHEMES
FINANCIAL INCLUSION & BPL WELFARE SCHEMES
DEVELOPMENT SCHEMES
WOMEN EMPOWERMENT & CHILD PROTECTION SCHEMES
RATION & SUBSIDY SCHEMES
SANITARY & CLEANLINESS PROGRAMMES
Nava Kerala Karma Padhathi (NKKP)
[Nava Kerala Mission]
Nava Keralam Karma Padhathi (NKKP) is the Government's unprecedented
initiative being implemented through four innovative Missions covering six
prioritized sectors of the State.
The programme is intended to touch the lives and livelihoods of the
common man.
It was launched in 2016.
The mission-mode initiatives being undertaken by the government
through local self-government institutions in four key areas - health,
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education, housing, and agriculture, which are intended to touch the
lives and livelihoods of the common citizen.
It aims to bring basic socio-economic services to those who have been
excluded from the various development initiatives of the past.
The core of the implementation strategy is that the departments of
Government will bring together their development efforts meaningfully at the
level of Local Governments to provide services and support ordinary
households in the State.
Four flagship missions under NKKP:
1. Haritha Keralam.
2. Aardram.
3. Life.
4. Education Mission.
Six prioritized sectors covered by NKKP:
High-quality school education.
People-friendly health facilities.
Nature-friendly agriculture.
Waste management, a clean environment, and a litter-free Kerala.
Clean water bodies and enhanced water resources.
Secure housing and livelihoods.
Mission LIFE (Livelihood Inclusion and Financial Empowerment).
It is a flagship programme to address issues of homelessness in the state. It
is comprehensive housing scheme for all the landless and homeless in the
State.
Main features:
The target of the mission is to provide safe housing to nearly 4.30 lakhs of
homeless in the State in 5 years.
It is a time bound programme of a period of 5 years (2016-2021).
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The homeless will be provided with modern housing complexes with
provision for pursuing their livelihoods, converging social services including
Primary Health Care, Geriatric Supports, Skill Development and provision for
financial services inclusion.
The mission aims at improving the quality of life in the State by,
o Providing homes with allied facilities like aganawadis, palliative care, old
age care, health care etc.
o Raising standards of living through skill building, job-based training,
employment opportunities and livelihood interventions.
The mission will also help those who received assistance from other
schemes but could not complete the construction and move into a safe
house.
Priority will be given to coastal population, plantation workers and those
who stay in temporary shelters in government lands.
LIFE Mission has conducted a survey and computed the numbers of two
categories of houseless households.
o Total homeless in the state : 5.12 lakh
o In which 1.84 Lakh having own land
o And 3.28 lakh having no land.
Two strategies:
o To provide 6 lakh rupees for ST beneficiaries in remote ST hamlets and 4
lakh rupees for all other beneficiaries including PMAY assistance each to
the homeless housholds with land for construction of 400 sq. ft house.
This part of the LIFE Mission programme is scheduled as the major
activity of the financial year 2018-19.
o The second one is for the rehabilitation of landless homeless and
envisaged to provide Government-owned housing complexes/housing
clusters. The approximate cost for each dwelling unit is around ₹11 lakh.
According to the estimates 3 cents of land would be required per family for
independent houses (total around 6000 acres for 2 lakh families).
Considering the huge shortage of land, the Government plans to build
housing complexes (require total 1140 acres).
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Social security schemes will be initiated in the housing complexes, as well as
skill training for adults among the beneficiaries.
The project will be coordinated between the departments of local self-
government and social welfare.
Education Mission
Through this mission, the Government aims comprehensive educational
reforms including 1000 Government schools into international standards
during the first phase. It will improve infrastructural facilities, also will reform
the teaching and learning process to the present day needs by introducing ICT
enabled learning and providing smart classrooms.
The mission will upgrade Government Schools as well as Government aided
schools as centres of excellence with infrastructural and academic
enhancement.
Classrooms for standard 9 to 12 will be converted to hi-tech classrooms.
Develop language, communication and life skills of students into higher
levels.
Ensure creative people’s participation in the activities for the excellence of
schools.
The mission will redefine the existing classroom learning process, coordinate
resource mobilization efforts and develop ‘Janakeeya Vidyabhyasa
Mathruka'.
Special packages to support schools which are in existence for over 100
years will also be attempted. The implementation will enlist full involvement
and partnership of the Parent Teacher Association
Keeping in view the differently-abled friendly approach of the government,
there will be focus on creating educational program which is useful for
differently abled students. The idea is to address the infrastructural
deficiencies being faced by such schools.
A task-force and a full-time chief executive will be in charge of managing the
day to day affairs of the Mission. Secretary of the Public Education
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Department will serve as the Mission Secretary and the Chairperson of Task
Force.
A State level mission with Chief Minister as the chairperson and Education
Minister as vice-chairperson and General Education Secretary as the Mission
Secretary has been formed for coordinating various activities in connection
with Public Education Rejuvenation campaign.
Main objectives of the mission:
Academic Excellence
Infrastructural Development
High-tech classrooms
People’s participation
Notable achievements:
As part of the missions, The academic quality of the students has
improved via various focused programmeslike Malayala Thilakkam, Hello
English, Ganitha Vijayam, Little Galileo, Sureeli Hindi and Science Park.
KITE (Kerala Infrastructure and Technology for Education) has developed
Samagra resource portal.
The activities of Bio-Diversity Parks in schools have given the opportunity
to students to learn from nature.
The initial activities of Autism Parks and Cultural Parks have been started.
Started Pradeshika Prathibha Kendrangal - (local centres for improvement
of academic as well as extracurricular activities of the students in
backward areas.
Paddana Veedu - started in tribal areas for the remedial teaching and to
ensure the continuing education of tribal students.
Pustaka Vandi - reached in each and every school to make the students
and parents aware about the importance of reading and make available to
them books for purchase.
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AARDRAM Mission AARDRAM aims at creating "People Friendly" Health Delivery
System in the state. The approach will be need based and aims at treating every patient with ‘dignity'.
This project is started on November 2016 as a part of “Nava Kerala Mission”.
The Department of Health and Family Welfare is the nodal agency which is implementing the project across the state.
Objectives
Transform PHCs (Primary Health Centre) into FHCs (Family Health Centre’s)
Avail the best service of the best doctors and para medical staff Reform out-patient management procedures with state-of-the-art
facilities Facilitate with hygienic and spacious wards, rooms, beds and toilets Avail Life Saving Medicines from the hospital concerned on moderate
rates
Salient Features of the Project This scheme is aimed at improving facilities in government run hospitals
with a view to extend treatment at a reasonable cost.
The activities of the Mission would cover three major sectors in State's health care delivery system; Government medical college hospitals, district hospitals, taluk hospitals and alternative systems covering Ayurveda and Homoeo hospitals and Primary Health Centres (PHCs).
For success of the project, In October 2019 The Department of Health and Family Welfare has decided to run Aardram mission as people led movement and it should become Ardram people’s Campaign
The campaign will be run as a continuous effort with the vision to have healthy Kerala by addressing the following:-
Preventive and promotive health and Improvement in health seeking behaviour
Healthy Food
Exercise and activities
De-addiction (alcohol, smoking and substance abuse)
Cleanliness and waste disposal
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MISSION STRUCTURE Chairman - Chief Minister Vice Chairpersons - Minister for Health, Minister for Finance Co Chairpersons - Minister for Local Self Governments, Minister for
Civil Supplies Special Invitee - Leader of the Opposition Members - MLAs, A member of the State Planning Board
nominated by Vice Chairman of the Planning Board, Additional Chief Secretary- Health Department, Principal Secretary- Local Self-Government Department, Director- Kudumbashree, Additional Chief Secretary- Planning Department, Secretary- IT Department and Secretary- Social Justice Department.
HARITHA KERALAM Haritha Keralam is an Umbrella Mission integrating the components of
Waste Management, Organic Farming, Water Resources Management. It has an ambitious outlook to address the issues of piling waste, impending drought and health hazards due to the consumption of pesticide treated vegetables and in general, the agricultural dependency of the State.
The Haritha Keralam Mission aims to integrate the 3 most important and inter-related sectors through an orchestrated and cascading implementation of three Sub-Missions.
Household level segregation and safe disposal of organic waste through feasible options like composting, biogas, arrangements for institutional waste disposal, re-use, recycling and safe disposal of non-degradable and electronic waste are given priorities.
Rejuvenation of tanks, ponds, streams and rivers are the focus in the water resource sector.
The thrust in promoting organic agriculture will be to produce safe to eat vegetables and fruits to make the state self-sufficient within the next 5 years.
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The 3 above programmes can be called as Hygienic waste management for effective waste disposal, JalaSamirdhi for water conservation, Sujalam Suphalam for agricultural development, implemented through Local Self-Government bodies in a people-centric mode under the Water Resources, Local – Self Government and the Agricultural Departments respectively
Haritha Keralam is one of the four mega missions under Nava Kerala Mission announced by the government of Kerala in November 2016, which emphasize on pro people alternative mode of development.
The mission envisages: * Pollution-free water sources * Revival of water sources * Water conservation with the help of people * Eco-friendly and sustainable waste management * Enhancing organic farming
The Mission was launched to address major issues confronting the State like garbage, threat to water sources, environment and ecology besides dwindling food production.
Increasing pollution of water sources, reclamation of ponds and lakes, dwindling rainfall because of climatic changes, entire rain water flowing straight into the sea rain and sand mining in rivers have created a grave situation in the State.
Urgent steps are required for conservation of water sources, prevention of wastage of water, rain water harvesting schemes and conservation and protection of lakes, ponds, rivers and streams. Under the mission, efforts will be made to conserve and protect 44 rivers, 50,000 ponds and 60,000 wells, lakes and streams.
Being industrial and commercial centres, there is huge generation of plastic, E-waste and construction sector waste. But there are not enough garbage treatment plants resulting in waste dumps all over urban areas. Under the Mission State will devise environment friendly scientific methods for treating, managing and disposing of toxic and all other forms of waste.
The State has one of the highest per hectare income at Rs 53,000 among States, majority of the people do farming in 5 cents to 25 cents of land. "We need to concentrate on agriculture sector keeping in view the future food safety needs. Organic farming has to be expanded further to
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ensure toxic free vegetables and paddy cultivation has to be increased. If 70 lakh households in the State decide to plant atleast one vegetable each it would result in a major change and would also create a new culture.
STRUCTURE OF THE STATE LEVEL HARITHA KERALAM CONSORTIUM: Chairperson : Chief Minister
Co-Chairperson : Ministers of Local Self Govt., Agriculture and Water Resources
Deputy Chairperson : MLA’s/Former Ministers/Former MLA’s/Former MP/Minister for Social Welfare
Advisor : A senior-level scientist
Special Invitee : Opposition Leader
Members : MLAs, A Planning Board Member nominated by the Planning Board Vice Chairman, Principal Secretary of Health, Agriculture, Water Resources, Tourism, Education Departments, Chief Executives of the three Task Forces.
Mission Secretary : Additional Chief Secretary Planning Dept
OTHER IMPORTANT SCHEMES OF GOVERNMENT OF KERALA
SUCHITWA MISSION
Suchitwa Mission is the Technical Support Group (TSG) in Waste
Management sector under the Local Self Government Department,
Government of Kerala.
It is responsible for providing technical and managerial support to the
Local Self Governments of the State.
Also responsible for conceptualizing, action planning, conducting
creative workshops, organizing training programmes, initiating sector
related studies, bringing out occasional papers, initiating action
research, conducting monitoring and such other activities in Waste
Management Sector.
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The Mission is also the Nodal agency for implementing Swachh Bharat
Mission (Urban), Swachh Bharat Mission (Rural) and Communication and
Capacity Development Unit (CCDU) in the State.
KERALA STATE BAMBOO MISSION
Kerala State Bamboo Mission (KSBM) was constituted under Department
of Industries & Commerce and functioning at Kerala Bureau of Industrial
Promotion with the broad aim of marshaling the scattered resources of
the State and adopting a focused approach to revitalize the bamboo
sector by promoting value addition, enhancing income generation and
alleviating poverty through the following interventions
· Creation of new design for innovative products in Bamboo sector · Assess gaps in skill of artisans on location basis · Prepare training module based on the need-assessment · Quality enhancement and Product improvement on existing
products through Engineering inputs · Promotion of bamboo-based entrepreneurship by providing
necessary support services · Provide necessary support to create market demands · Act as a support service provider to bridge the critical gaps in the
sector · Promotion of bamboo propagation · Maintaining an information System about Bamboo.
Such an intervention-based approach is expected to create income
generation opportunities at various levels, especially among women,
and improving the living standards of the artisans/craftsmen thereby
contributing to the overall growth of the sector.
AGE FRIENDLY PANCHAYAT
This scheme is implemented by Social Justice Department of Kerala as a
new initiative under the State Old Age Policy, 2013. Converting all the
Panchayats in the State into agefriendly Panchayats for ensuring good
health, participation and assuring quality of life to the Senior Citizens are
the objective of the programme.
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VAYOAMRUTHAM
The Social Justice Department with the support of Indian System of
Medicine department implements this initiative in 15 Old age homes for
the treatment of inmates who are suffering from various health
problems.
Majority of cases treated are for ailments like diabetes, asthma, skin
diseases, arthritis, eye and ear diseases, etc. Health support given
includes palliative care for bedridden and counselling.
As part of this scheme, Ayurvedic treatment is being provided to the
inmates belonging to all the Government Old Age Homes functioning
under Social Justice
VAYOMITHRAM
Kerala Social Security Mission is implementing this programme in 6
Municipal Corporations and 82 Municipalities of all the 14 Districts.
The Vayomithram project provides health care and support to elderly
above the age of 65 years residing in Corporation and Municipal Areas in
the State.
The project mainly provides free medical check up and treatment
through mobile clinics. It also provides palliative care, ambulance
facilities, counselling and help desk to the old age.
The project is implemented with the participation of Local Governments.
Vayomithram provides medicines free of cost by conducting
mobileclinics in ward basis in the area. Each mobile unit comprises
Medical Officer, Staff Nurse andJunior Public Health Nurse (JPHN).
MANDAHASAM
Mandahasam is an initiative by Social Justice Department for giving free
set of teeth for the senior citizens.
The scheme aims to reduce nutritional, physical and mental problems
faced by the elderly people after loss of their teeth.
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The department would prepare a list of dental colleges and dental
treatment centres from where the beneficiaries could avail of treatment.
It would also ensure the quality of artificial tooth and quality treatment
by setting standards and norms.
Senior citizens who fall in BPL category would be eligible for the benefit
under this scheme. One beneficiary would get maximum financial
assistance of ₹5,000 for fixing the teeth. Assistance provided to 750 old
age people through this scheme in 2017-18.
VAYOMADHURAM
Vayomadhuram Kerala has the largest number of diabetes patients in
India. Based on the recent studies conducted by ICMR (Indian Council of
Medical Research) 19.4 per cent people have diabetes in Kerala.
Among the oldage population of Kerala 80 per cent suffer from diabetes.
With the intention of an old age friendly State, the Social Justice
Department under GoK has introduced a new initiative titled
“Vayomadhuram” which provides glucometers freely to elderly diabetic
persons coming under BPL category.
Under this scheme, the department will provide glucometers to 1,000
diabetic old age persons in each District.
KERALA STARTUP MISSION
Kerala Start Up Mission (KSUM) KSUM is the nodal agency of
Government of Kerala for implementing the entrepreneurship
development and incubation activities in the State.
KSUM, formerly known as ‘Technopark Technology Business Incubator’
is India’s first successful non-academic business incubator.
It started operations in 2007.
The objective of the Mission is to identify and develop entrepreneurial
talents among youth and students in Kerala, address technology based
entrepreneurship development requirements in the traditional sectors
of Kerala, build appropriate training programmes suitable for Kerala’s
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socio-economic culture, identify market niche for technology products
and services, interfacing and networking among academic, R&D
institutions, industries and financial institutions, establishing a platform
for speedy commercialisation of the technologies developed in the
institutes to reach the end-users.
Under the banner of KSUM and several of its sector-specific partner
organisations, there are presently more than 1,500 registered start-ups,
more than 4 lakh sq. ft of incubation space, more than 30 incubators and
more than 200 innovation cells – all of which are evenly distributed
across various Districts and cities such as Kochi, Thiruvananthapuram
and Kozhikode.
Many of these facilities also house advanced labs that focus on sectors
such as hardware, biotechnology, electronics and advanced computing
etc.
KUDUMBASHREE
Female-oriented, community-based, poverty reduction project
of Government of Kerala.
Chairman of governing body of Kudumbashree is Minister of local self-
government and its slogan is ‘Reaching out to families through women
and reaching out to community through families’
Manju Warrier is the brand ambassador of Kudumbashree’s organic
farming.
It aims empowerment of women, through forming self-help groups and
encouraging their entrepreneurial or other wide range of activities. It the
largest movement in Asia having a membership around 36 lakhs
Kudumbashree movement was launched by former Prime Minister A.B.
Vajpayee at a function chaired by the then Local Administration Minister
Paloli Mohammed Kutty at Kottakkunnu in Malappuram on May 17,
1998. The programme has active support from government of India and
NABARD(National Bank for Agricultural and Rural Development)
Thiruvananthapuram- most number of families in Kudumbashree
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Wayanad- least number of families in Kudumbashree
Kudumbashree means prosperity of family. It helps women to improve
their financial status & savings.
Kudumbashree roll out mobile food van ‘food on wheels’ project in
Kozhikode corporation limits.
The below are the important schemes of Government of India:
Scheme /
programme
Starting date Purpose
1. Jan Dhan
Yojna
28 August, 2014 To connect more and more peoples from
the banking services
2. SKILL India
Mission
28 August, 2014 Skill Development in Youth
3. Make in
India
28 September,
2014
Promoting manufacturing Sector in the
country
4. Swachchh
Bharat Mission
2 October, 2014 Making India a clean country till October
2, 1919
5. Sansad
Adarsh Gram
Yojana
11 October,
2014
Development in the villages which
includes social development, cultural
development.
6. Shramew
Jayate Yojana
16 October,
2014
Plan dedicated to labour development
7. Beti Bachao
Beti Padhao
22 January, 2015 The goal of this scheme is to make girls
socially and financially self-reliant through
education.
8. Hridaya Plan 21 January, 2015 To take care of world heritage sites and to
make these sites economically viable.
9. PM Mudra
Yojna
8 April , 2015 Loan to small businessmen from 50
thousand to 10 lakh
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10. Ujala Yojna 1 May, 2015 Distribution of LED bulbs at low price to
reduce electricity consumption
11. Atal
Pension Yojna
9 May, 2015 Monthly pension for people from the
unorganized sector b/w age of 18 to 40
years
12. Prime
Minister Jyoti
Jyoti Bima
Yojna
9 May, 2015 Life Insurance of Rs. 2 lakh for people b/w
18 to 50 years (@Premium of Rs. 330 per
annum)
13. Pradhan
Mantri
Suraksha Bima
Yojana
9 May, 2015 General insurance / accident insurance for
people between 18 and 70 years of 2 lakh
(at premium of 12 Rs. / year)
14. Smart city
scheme
25 June, 2015 Developing 100 selected cities of the
country as smart cities from 2015 to 2020
15. AMRUT
Plan
25 June, 2015 Developing all the basic amenities in more
than 500 cities which have more than one
lakh population
16. Digital
India Mission
2 July, 2015 Making all government services
electronically available to the public
17. Gold
Monetization
Scheme
5
November, 2015
Putting inoperative gold (lying at home
and lockers) in productive works.
18. Sovereign
Gold Bond
Scheme
5 November,
2015
To check the real demand of the Gold;
government introduced Sovereign Gold
Bond Scheme.
19. UDAY 20th November,
2015
Financial turnaround of Power
Distribution Companies of Public Sector
20. Start-up
india
16 January, 2016 To Promote new enterprises
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21. Setu
Bhartam Yojna
4 March , 2016 Construction of Over and Under Bridge to
make National Highways Railway Crossing
free
22. Stand Up
India
5 April, 2016 Loans up to 10 lacs to 1 crore for
establishment of new companies to
Scheduled Castes / Tribes and women
Entrepreneurs
23. Gramoday
Se Bharat Uday
14-24 April 2016 Emphasizing the development of villages
for proper development of the country
24. Prime
Minister
Ujjwala Plan
1 May, 2016 Providing the LPG connection to BPL
families at subsidized rates
25. Namami
Gange Yojna
7 July, 2016 Cleanliness of river Ganga
Pradhan Mantri Kaushal Vikas Yojana (PMKVY)
This is the flagship scheme for skill training of youth to be implemented
by the new Ministry of Skill Development and Entrepreneurship through
the National Skill Development Corporation (NSDC). The scheme will
cover 10 million youth during the period 2016 -2020
Under this Scheme, Training and Assessment fees are completely paid by
the Government.
Skill training would be done based on the National Skill Qualification
Framework (NSQF) and industry led standards.
An allocation of Rs. 12,000 crores has been made for the period 2016 -
2020.
In line with the scheme objectives, the scheme is applicable to any candidate
of Indian nationality who:
an unemployed youth, college / school dropout
Has a verifiable identity proof - Aadhaar / Voter id and a bank account.
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The scheme would be implemented through National Skill Development
Corporation (NSDC).
In addition, Central / State Government affiliated training providers
would also be used for training under the scheme.
PRADHAN MANTRI JEEVAN JYOTI BIMA YOJANA (PMJJBY)
The PMJJBY is available to people in the age group of 18 to 50 years
having a bank account who give their consent to join / enable auto-
debit. Aadhar is the primary KYC for the bank account.
The life cover of Rs. 2 lakh is for the one year period stretching from 1st
June to 31st May and is renewable.
Risk coverage under this scheme is for Rs. 2 lakh in case of death of the
insured, due to any reason.
The premium is Rs. 330 per annum which is to be auto-debited in one
installment from the subscriber’s bank account as per the option given
by him on or before 31st May of each annual coverage period under the
scheme.
The scheme is being offered by the Life Insurance Corporation and all
other life insurers who are willing to offer the product on similar terms
with necessary approvals and tie up with banks for this purpose.
As on 31st March, 2019, cumulative gross enrollment reported by banks
subject to verification of eligibility, etc. is over 5.91 crore under PMJJBY.
A total of 145763 claims were registered under PMJJBY of which 135212
have been disbursed.
PRADHAN MANTRI SURAKSHA BIMA YOJANA (PMSBY)
The Scheme is available to people in the age group 18 to 70 years with a
bank account who give their consent to join / enable auto-debit on or
before 31st May for the coverage period 1st June to 31st May on an
annual renewal basis.
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Aadhar would be the primary KYC for the bank account. The risk
coverage under the scheme is Rs. 2 lakh for accidental death and full
disability and Rs. 1 lakh for partial disability.
The premium of Rs.12 per annum is to be deducted from the account
holder’s bank account through ‘auto-debit’ facility in one instalment.
The scheme is being offered by Public Sector General Insurance
Companies or any other General Insurance Company who are willing to
offer the product on similar terms with necessary approvals and tie up
with banks for this purpose.
As on 31st March, 2019, cumulative gross enrolment reported by Banks
subject to verification of eligibility, etc. is over 15.47 crore under PMSBY.
A total of 40,749 Claims were registered under PMSBY of which 32,176
have been disbursed.
ATAL PENSION YOJANA (APY)
APY was launched on 9th May, 2015 by the Prime Minister. APY is open
to all saving bank/post office saving bank account holders in the age
group of 18 to 40 years and the contributions differ, based on pension
amount chosen.
Subscribers would receive the guaranteed minimum monthly pension of
Rs. 1,000 or Rs. 2,000 or Rs. 3,000 or Rs. 4,000 or Rs. 5,000 at the age of
60 years.
Under APY, the monthly pension would be available to the subscriber,
and after him to his spouse and after their death, the pension corpus, as
accumulated at age 60 of the subscriber, would be returned to the
nominee of the subscriber.
The minimum pension would be guaranteed by the Government, i.e., if
the accumulated corpus based on contributions earns a lower than
estimated return on investment and is inadequate to provide the
minimum guaranteed pension, the Central Government would fund such
inadequacy.
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Alternatively, if the returns on investment are higher, the subscribers
would get enhanced pensionary benefits.
In the event of pre-mature death of the subscriber, Government has
decided to give an option to the spouse of the subscriber to continue
contributing to APY account of the subscriber, for the remaining vesting
period, till the original subscriber would have attained the age of 60
years.
The spouse of the subscriber shall be entitled to receive the same
pension amount as that of the subscriber until the death of the spouse.
After the death of both the subscriber and the spouse, the nominee of
the subscriber shall be entitled to receive the pension wealth, as
accumulated till age 60 of the subscriber. As on 31st March, 2019, a total
of 149.53 lakh subscribers have been enrolled under APY with a total
pension wealth of Rs. 6,860.30 crore.
PRADHAN MANTRI MUDRA YOJANA
The scheme was launched on 8th April 2015. Under the scheme a loan of
upto Rs. 50,000 is given under sub-scheme ‘Shishu’; between Rs. 50,000
to 5.0 Lakhs under sub-scheme ‘Kishore’; and between 5.0 Lakhs to 10.0
Lakhs under sub-scheme ‘Tarun’.
Loans taken do not require collaterals. These measures are aimed at
increasing the confidence of young, educated or skilled workers who
would now be able to aspire to become first generation entrepreneurs;
existing small businesses, too, will be able to expand their activates. As
on 31.03.2019, Rs. 3,21,722 crores sanctioned (Rs. 142,345 cr. - Shishu,
Rs. 104,386 cr. Kishore and Rs. 74,991 cr. - Tarun category), in 5.99
crores accounts.
STAND UP INDIA SCHEME
Government of India launched the Stand Up India scheme on 5th April,
2016. The Scheme facilitates bank loans between Rs.10 lakh and Rs.1
crore to at least one Scheduled Caste/ Scheduled Tribe borrower and at
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least one Woman borrower per bank branch for setting up greenfield
enterprises.
This enterprise may be in manufacturing, services or the trading sector.
The scheme which is being implemented through all Scheduled
Commercial Banks is to benefit at least 2.5 lakh borrowers.
The scheme is operational and the loan is being extended through
Scheduled Commercial Banks across the country.
Stand Up India scheme caters to promoting entrepreneurship amongst
women, SC & ST category i.e those sections of the population facing
significant hurdles due to lack of advice/mentorship as well as
inadequate and delayed credit.
The scheme intends to leverage the institutional credit structure to
reach out to these underserved sectors of the population in starting
greenfield enterprises. It caters to both ready and trainee borrowers.
To extend collateral free coverage, Government of India has set up the
Credit Guarantee Fund for Stand Up India (CGFSI). A
part from providing credit facility, Stand Up India Scheme also envisages
extending handholding support to the potential borrowers. It provides
for convergence with Central/State Government schemes.
Applications under the scheme can also be made online on the
dedicated Stand Up India portal(www.standupmitra.in). As on
31.03.2019, Rs. 16,085 crore has been sanctioned in 72,983 accounts
(59,429 – women, 3,103-ST and 10,451 – SC).
PRADHAN MANTRI VAYA VANDANA YOJANA
The ‘Pradhan Mantri Vaya Vandana Yojana ’ has been launched by the
Government to protect elderly persons aged 60 years and above against
a future fall in their interest income due to the uncertain market
conditions, as also to provide social security during old age.
The scheme is implemented through the Life Insurance Corporation of
India (LIC) and provides an assured return of 8% per annum for 10 years .
Mode of pension payment under the Yojana is on a monthly, quarterly,
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half-yearly or annual basis depending on the option exercised by the
subscriber.
The scheme was initially open for subscription for a period of one year
i.e. from 4th May, 2017 to 3rd May, 2018. Further, the minimum
purchase price under the scheme was Rs.1.5 lakh per family for a
minimum pension of Rs. 1,000/- per month and the maximum purchase
price was Rs.7.5 lakh per family for a maximum pension of Rs.5,000/- per
month.
In pursuance to Budget Announcement 2018-19, the Pradhan Mantri
Vaya Vandana Yojana has been extended up to 31st March, 2020. The
limit of maximum purchase price of Rs. 7.5 lakh per family under the
scheme has also been enhanced to Rs 15 lakh per senior citizen.
Accordingly, the maximum pension admissible under the scheme is now
Rs.10,000/- per month.
SWACHH BHARAT ABHIYAN
It is launched in 2nd October 2014 at Rajghat, New Delhi, where Prime
Minister Narendra Modi himself cleaned the road.
The fund sharing between Central and state governments is 3:1
It aims to accomplish the vision ‘clean India’ by 2nd October
2019(Gandhiji’s 150th birth anniversary).
It is a national campaign organised by the Government of India (GOI)
covering 4041 statutory towns, to clean the streets, roads &
infrastructure of the country.
The components of the programme are
o Construction of individual sanitary latrines for households below
the line with subsidy (80%) where demand exists.
o Conversion of dry latrines into low-cost sanitary latrines
o Construction of exclusive village sanitary complexes for women
providing facilities for hand pumping, bathing, sanitation and
washing on a selective basis where there is not adequate land or
space within houses and where village panchayats.
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SANSAD ADARSH GRAM YOJANA(SAGY)
Launched by PM Narendra Modi on 11th October 2014(Birth anniversary
of Jay Prakash Narayan)
It aims to turn villages into model villages and empower the poor’s to
come out of poverty.
Every Member of Parliament (MP) needs to choose a village from his
constituency and make them model village called ‘Adarsh Grams”.
MAKE IN INDIA
This programme was launched by Indian prime minister Narendra Modi
on 25th September 2014.
It is a major new national program which is designed to facilitate
investment, foster innovation, enhance skill development, protect
intellectual property and build best-in-class manufacturing infrastructure
Make in India foucuses on 25 sectors of the economy for job creation
and skill enhancement. The sectors include aviation, tourism,
automobiles, IT, chemicals, railways, hospitality, design manufacturing,
renewable enrgy, mining, bio-technology, electronics, pharmaceuticals,
textiles, ports, wellness etc.
The initiative aims to attract capital and technological investment in
India and also tries to increase GDP and revenue from taxes.
The campaign was designed by the Wieden & Kennedy group which had
previously worked on the Incredible India campaign and a campaign for
the Indian Air Force.
ANTYODAYA ANNA YOJANA (AAY)
It was launched on December 2000 by NDA Government under Atal
Bihari Vajpayee.
The scheme aims at poorest of poorest families and it provides 35kg of
rice and wheat at Rs 3 and Rs 2 per kg respectively
It covers 1 crore poorest among the BPL families
It aims at people of age 60 or above.
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Belonging to BPL family category is not a criterion for getting an
Antyodaya ration card.
VANBANDHU KALYAN YOJANA
Vanbandhu Kalyan Yojana has been launched by Central Government of
India for holistic development and welfare of tribal population of India.
The scheme as outlined by the Ministry of Tribal Affairs is launched on a
pilot basis and will be implemented in only 1 block in each of the 10
states being selected for the scheme.
The states which have been picked are Andhra Pradesh, Madhya
Pradesh, Himachal Pradesh, Telangana, Orissa, Jharkhand, Chattisgarh,
Rajasthan, Maharashtra and Gujarat. The areas in the states have been
selected based on recommendations of the respective state
governments.
The Ministry of Tribal Affairs had launched the scheme in July 2014 and
Rs. 100 crore has been allocated for the scheme during the year 2014-
15. The Ministry has also started several other schemes which include
hostels for ST girls and boys, scheme for establishment of ashram school
in Tribal Sub Plan areas, post-matric scholarships and others.
BETI BACHAO, BETI PADHAO
The trend of decline in the Child Sex Ratio (CSR), defined as number of
girls per 1000 of boys between 0-6 years of age, has been unabated
since 1961. The decline from 945 in 1991 to 927 in 2001 and further to
918 in 2011 is alarming.
The decline in the CSR is a major indicator of women disempowerment.
CSR reflects both, pre-birth discrimination manifested through gender
biased sex selection, and post birth discrimination against girls. Social
construct discriminating against girls on the one hand, easy availability,
affordability and subsequent misuse of diagnostic tools on the other
hand, have been critical in increasing Sex Selective Elimination of girls
leading to low Child Sex Ratio.
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Since coordinated and convergent efforts are needed to ensure survival,
protection and empowerment of the girl child, Government has
announced Beti Bachao Beti Padhao initiative. This is being implemented
through a national campaign and focussed multi sectoral action in 100
selected districts low in CSR, covering all States and UTs.
This is a joint initiative of Ministry of Women and Child Development,
Ministry of Health and Family Welfare and Ministry of Human Resource
Development.
DEEN DAYAL UPADHYAYA ANTHYODAYA YOJANA (DAY)
Deen Dayal Upadhyaya Antyodaya Yojana or DAY is a Government of
India scheme for the helping the poor by providing skill
training. Government of India has provisioned Rs 500 crore for the
scheme
Imparting skills with an expenditure of Rs.15,000 – Rs.18,000 on each
urban poor;
Promotion of self-employment through setting up individual micro-
enterprises and group enterprises with interest subsidy for individual
projects costing Rs.2.00 lakhs and Rs.10.00 lakhs for group enterprises.
Subsidized interest rate will be 7%;
Training urban poor to meet the huge demand from urban citizens by
imparting market oriented skills through City Livelihood Centres. Each
Centre would be given a capital grant of Rs.10.00 lakhs.
Enabling urban poor form Self-Help Groups for meeting financial and
social needs with a support of Rs.10,000/- per each group who would in
turn would be helped with bank linkages;
Development of vendor markets besides promotion of skills of vendors;
and
Construction of permanent shelters for urban homeless and provision of
other essential services.
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MAHILA SAMRIDHI YOJANA (MSY)
The Mahila Samridhi Yojana (MSY) was launched on 2nd October, 1993
with the objective of empowering the rural women through building
thrift habit, self-reliance and confidence.
Under this plan, the rural women of 18 years of above age can open
their saving account in the rural post office of their own area with a
minimum Rs. 4 or its multiplier. On the amount not withdrawn for 1
year, 25% of the deposited amount is given to the depositor by the
government in the form of encouragement amount.
Such accounts opened under the scheme account opened under the
scheme account opened under the scheme are provided 25% bonus with
a maximum of Rs. 300 every year. Up to 31 March 1997 2.45crore
accounts were opened under this scheme with a total collection of Rs
265.09crore.
The Department of Women and Child Development, the nodal agency
for MSY, decided in April 1997 that now new MSY accounts should be
opened form 1 April 1997 onwards but the existing account could be
maintained.
MAHATMA GANDHI PRAVASI SURAKSHA YOJANA
Ministry of Overseas Indian Affairs has introduced a Pension and Life
Insurance fund scheme called Mahatma Gandhi Pravasi Suraksha Yojana
(MGPSY) for the Overseas Indian workers having Emigration Check
Required (ECR) passports.
Government contribution to Indian workers by providing assistance
for their Return and Resettlement (R&R), saves for their old age, Obtain
a Life Insurance cover against natural death during the period of
coverage.
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NATIONAL RURAL LIVELIHOOD MISSION
It is a poverty alleviation project implemented by Ministry of Rural
Development, Government of India.
This scheme was launched in 2011 with a budget of $ 5.1 billion and is
one of the flagship programmes of Ministry of Rural Development. This
is one of the world's largest initiatives to improve the livelihood of poor.
This programme is supported by World Bank with a credit of $1 Billion.
This scheme is focused on promoting self-employment and organization
of rural poor. The basic idea behind this programme is to organize the
poor into SHG (Self Help Groups) groups and make them capable for
self-employment.
In 1999 after restructuring Integrated Rural Development Programme
(IRDP), Ministry of Rural Development (MoRD) launched Swarnajayanti
Grameen Swarojgar Yojana (SGSY) to focus on promoting self-
employment among rural poor. SGSY is now remodeled to form NRLM
thereby plugging the shortfalls of SGSY programme.
NATIONAL RURAL HEALTH MISSION
The mission was launched in 1st April 2005. Initially focuse the health
needs of 18 Indian states that identified as having weak public health
It focuses on health needs of underserved rural area
As per 12th plan, the flagship programme of NRHM will be strengthened
under umberalla of National Health Mission
The focus on covering rural areas and rural population will continue
along with up scaling of NRHM to include non-communicable diseases
and expanding health coverage to urban areas.
Accordingly, the Union Cabinet, in May 2013, has approved the launch of
National Urban Health Mission (NUHM) as a sub-mission of an
overarching National Health Mission (NHM), with National Rural Health
Mission (NRHM) being the other sub-mission of the National Health
Mission.
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SARVA SHIKSHA ABHIYAN
Its an Indian Government programme aimed at the universalisation
of elementary education in a time bound manner
It is based on the 86th amendment to the Constitution of India making
free and compulsory education to children of ages 6–14 (estimated to be
205 million in number in 2001) a fundamental right.
The programme was pioneered by Atal Bihari Vajpayee.
Padhe Bharat Badhe Bharat is a nationwide sub-programme of Sarva
Shiksha Abhiyan
Present goals include:
Open new schools in areas which do not have them and to expand
existing school infrastructures and maintenance.
Address inadequate teacher numbers, and provide training a
development for existing teachers
Provide quality elementary education including life skills with a special
focus on the education of girls and children with special needs as well as
computer education.
RASHTRIIYA MADHYAMIK SHIKSHA ABHIYAN
this scheme was launched in March, 2009 with the objective to enhance
access to secondary education and to improve its quality.
The implementation of the scheme started from 2009-10. It is envisaged
to achieve an enrolment rate of 75% from 52.26% in 2005-06 at
secondary stage of implementation of the scheme by providing a
secondary school within a reasonable distance of any habitation. The
other objectives include improving quality of education imparted at
secondary level through making all secondary schools conform to
prescribed norms, removing gender, socio-economic and disability
barriers, providing universal access to secondary level education by
2017, i.e., by the end of 12th Five Year Plan and achieving universal
retention by 2020.
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he scheme is being implemented by the State government societies
established for implementation of the scheme. The central share is released to
the implementing agency directly. The applicable State share is also released to
the implementing agency by the respective State Governments.
MID-DAY MEAL SCHEME
The Midday Meal Scheme is a school meal programme of the
Government of India designed to improve the nutritional status of
school-age children nationwide
The programme supplies free lunches on working days for children in
Primary and Upper Primary Classes in Government, Government Aided,
Local Body, Education Guarantee Scheme, and Alternate Innovative
Education Centres, Madarsa and Maqtabs supported under Sarva
Shiksha Abhiyan, and National Child Labour Project schools run by the
Ministry of Labour
Serving 120,000,000 children in over 1,265,000 schools and Education
Guarantee Scheme centres, it is the largest such programme in the
world.
The programme entered the planning stages in 2001 and was
implemented in 2004. The programme has undergone many changes
and amendments since its launch
AAM AADMI BIMA YOJANA (CENTRALLY SPONSORED INSURANCE
SCHEME)
This scheme is launched in 2nd October 2007. The ministry of finance,
Government of India approved the merger of social security schemes
Aam Aadmi Bima Yojana (AABY) & Janashree Bima Yojana (JBY). The
merger has come into effect from 01.01.2013. it is implemented through
LIC (Life Insurance Corporation)
The head of the family or one earning member in the family of such a
household is covered under the scheme. The premium of Rs.200/- per
person per annum is shared equally by the Central Government and the
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State Government. The member to be covered should be aged between
18 and 59 years.
Claim Amount: On natural death Rs. 30000/-
On Death due to accident/on permanent total disability
Due to accident (loss of 2 eyes or 2 limbs) Rs. 75000/-
On partial permanent disability due to accident (loss of one eye or one
limb) Rs. 37500/-
A separate fund called "Aam Admi Bima Yojana Premium Fund" has been
set up by Central Govt. to pay the Govt. contribution. Fund is maintained
by LIC. A free add-on benefit in the form of scholarship to children is also
available under the Scheme.
MAHILA SAMRIDHI YOJANA
For empowerment of minorities, maximum emphasis is required to be
given on empowerment of women because they are the weakest link
among the minorities. The most effective strategy to reach the women
and strengthening them should include:-
1. capacity building through increasing income generating
skills/activities;
2. encouraging them to form SHGs and provide them micro credit
support;
3. Setting up of production based activity suitable to women. Based on
the above framework, NMDFC introduced the Scheme of Mahila
Samridhi Yojana which links micro-credit to the women after training.
During the training, the group is formed into a Self Help Group.
The scheme has been made broad-based to cover all the trades and
activities practiced by women.
The limit of micro-credit to each member of the Group is Rs.25000/- and
the rate of interest to be paid by the women beneficiaries has been
reduced to 4%.
The scheme will be implemented through the SCAs of NMDFC as well as
NGOs.
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NATIONAL FOOD FOR WORK PROGRAMME
It was launched on 15 November 2004 in 150 of the most backward
districts of India
Objective is to generating supplementary wage employment. The
programme is open to all rural poor who are prepared to do manual,
unskilled labour.
It is implemented as a centrally-sponsored scheme. Food grains are
provided to the States free of cost.
The collector is the primary officer at the district level and has overall
responsibility for planning, implementation, coordination, monitoring
and supervision.
Now that the NREGA is in force, the NFWP will be subsumed within this
programme.
NATIONAL RURAL EMPLOYMENT GUARANTEE ACT (NREGA)
Starting from 200 districts on 2 February 2006, the NREGA covered all
the districts of India from 1 April 2008
In its World Development Report 2014, the World Bank termed it a
"stellar example of rural development".
The MGNREGA was initiated with the objective of "enhancing livelihood
security in rural areas by providing at least 100 days of guaranteed wage
employment in a financial year, to every household whose adult
members volunteer to do unskilled manual work".
Another aim of MGNREGA is to create durable assets (such as roads,
canals, ponds, wells). Employment is to be provided within 5 km of an
applicant's residence, and minimum wages are to be paid.
Employment under MGNREGA is a legal entitlement.
MGNREGA is to be implemented mainly by gram Panchayats (GPs).
It was later renamed as the "Mahatma Gandhi National Rural
Employment Guarantee Act" (or, MGNREGA)
Apart from providing economic security and creating rural assets, NREGA
can help in protecting the environment, empowering rural women,
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reducing rural-urban migration and fostering social equity, among
others."
PRIME MINISTER'S ROZGAR YOJANA (PMRY)
This scheme has been launched by the Govt. of India in 1993 to provide
self-employment opportunities to the unemployed youth and women.
Under the Prime Minister Rozgar Yojana, loans up to Rs. 1.00 lac for
business and Rs. 2.00 lac for Industrial & Agricultural activities are
advanced by the Banks to those unemployed Youth and Women who are
18 to 35 and 18 to 45 years of age respectively
Prime Minister of the India announced on August 15, 1993 a scheme for
giving self-Employment to learned jobless Youth in the country.
[
PRADHAN MANTRI ADARSH GRAM YOJANA (PMAGY)
It is a rural development programme launched by the Central
government in India in the financial year 2009–10
Implemented for the development of villages having a higher ratio
(over 50%) of people belonging to the scheduled castes through
convergence of central and state schemes and allocating financial
funding on a per village basis.[
It aimed to bring a number of development programs to the villages.
Some of these programs are Bharat Nirman, Pradhan Mantri Gram
Sadak Yojana (PMGSY) for rural roads, water supply, housing,
electrification and other big-ticket schemes like Sarva Shiksha
Abhiyan, Mahatma Gandhi National Rural Employment Guarantee
Act, ICDS, sanitation.
This program would be applicable to around 44,000 villages which
had a scheduled castes population above 50% and so qualified for
PMAGY.
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SAMPOORNA GRAMEEN ROZGAR YOJANA (UNIVERSAL RURAL
EMPLOYMENT PROGRAMME)
The Sampoorna Grameen Rozgar Yojana is actually a combination of the
provisions under the Employment Assurance Scheme (EAS) and Jawahar
Gram Samridhi Yojana
Objective is to provide gainful employment for the rural poor. From 1
April 1999,
The programme was implemented through the Panchayati Raj
institutions.
The programme is self-targeting in nature and aims to provide
employment and food to people in rural areas who lived below
the poverty line.
VALMIKI AMBEDKAR AWAS YOJANA (VAMBAY)
This scheme was formally launched on 2nd December 2001, at
Hyderabad.
The scheme has the primary objective to facilitate the construction and
up gradation of the dwelling units for the slum dwellers and to provide
health and enabling urban environment through community toilets
under Nirmal Bharat Abhiyan, a component of the scheme.
This is the first scheme of its kind meant exclusively for slum dwellers
with a Government of India subsidy of 50 per cent; the balance 50 per
cent to be arranged by the State Government.
SAMAGRA AWAS YOJANA
It was launched in 1999-2000
It is a housing scheme to ensure provision of shelter, sanitation and safe
drinking water.
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RURAL-LANDLESS EMPLOYMENT GUARANTEE PROGRAMME
(RLEGP)
RLEGP was introduced on August 15, 1983,
The objective is to improving and expanding employment opportunities
for the rural landless
It provides guarantee of employment to at least one member of every
landless household up to 100 days in a year and creating durable assets
for strengthening the infrastructure so as to meet the growing
requirements of the rural economy.
NATIONAL OLD AGE PENSION SCHEME (NOAPS)
This scheme provided pension to old people who were above the age of
65 (Now 60) who could not fend for themselves and did not have any
means of subsistence. The amount of pension is Rs.200 per month for
applicants aged 60-79. For applicants aged above 80 years, the amount has
been revised to Rs 500 on (2011-2012).
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RURAL HOUSING-INDIRA AWAAS YOJANA (IAY)
This scheme was initiated in 1985. This scheme aimed at creating
housing for everyone. It aimed at creating 20 lakh housing units out of which
13 lakhs were in rural area. This scheme also would give out loans to people at
subsidized rates to make houses. It was started in 1999–2000. In 1999–2000
1438.39 crore Rs was used for this scheme and about 7.98 lakh units were
built. In 2000-01 a central outlay of 1710.00 crores Rs was provided for this
scheme.
NATIONAL FAMILY BENEFIT SCHEME (NFBS)
This scheme was started in August 1995 by Government of India.
This scheme is sponsored by the state government. It was transferred to state
sector scheme after 2002. This scheme provides a sum of 10000Rs to a person
of a family who becomes the head of the family after the death of its primary
breadwinner. The breadwinner is defined as a person who is above 18 who
earns the most for the family and on whose earnings the family survives. It is
for families below the poverty line.
NATIONAL MATERNITY BENFIT SCHEME
This scheme provides a sum of Rs 500 to a pregnant mother for the first
two live births. The women have to be older than 19 years of age. It is
given normally 12–8 weeks before the birth and in case of the death of
the child the women can still avail it.
The NMBS (National Maternity Benefit Scheme) is implemented by
states and union territories with the help of panchayats and
municipalities. During 1999–2000 the total allocation of funds for this
scheme was 767.05 crores and the amount used was Rs4444.14 crore.
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RASHTRIYA KRISHI VIKAS YOJANA
It was launched on august 2007
This scheme is fundamentally a state plan scheme
The scheme aims at attaining 4% yearly development in Agriculture by
growth of Agriculture and its related divisions.
PRADHAN MANTRI GRAM SADAK YOJANA
It was started in 25th December 2000.
It aims to offer all climate road links to isolated villages. The Yojana lies
under ministry of rural development
The objective was to give roads to villages (1) with a inhabitants of
thousand persons & more by year 2003, (2) having populace of five
hundred & more by 2007, (3) mount states, ethnic & desert region
villages having a population of five hundred & more by the year 2003, &
(4) mount states, ethnic & desert region villages having population of
two fifty & more by 2007.
.AADHAR On September 29, 2010 in Maharashtra state UIDAI started AADHAAR
plan in the ethnic village, Tembhli, in Shahada, Nandurbar. The plan was
launched by Prime Minister, Manmohan Singh beside with UPA
president Sonia Gandhi. The 1st inhabitant to get an AADHAAR was
Tembhli village’s Rajana Sonawane.
It is a twelve digit exclusive number that UIDAI (Unique Identification
Authority of India) will provide for every Indian citizen.
The numeral will be stockpiled in a centralized record & coupled to the
essential demographics & biometric knowledge – photograph, 10
fingerprints & iris – of every person. It is effortlessly confirmable through
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online, cost- efficient method. It is exclusive & vigorous sufficient to
abolish the huge number of copy & forged uniqueness in government &
private records. The arbitrary number produced will be devoid of any
categorization depending on caste, faith, religion & topography.
SABLA OR RAJIV GANDHI SCHEME FOR EMPOWERMENT OF
ADOLESCENT GIRLS
VALMIKI AMBEDKAR AWAAS YOJNA
The VAMBAY was started in 2001, December to improve the
circumstances of the slum inhabitants in urban areas living under the
poverty row lacking sufficient refuge.
The plan has the main aim of assist the building & up-gradation of house
for slum residents & offering healthy & enabling urban surroundings by
society toilets in the Nirmal Bharat Abhiyan, a constituent of the
proposal.
The Central Government gives a subsidy of fifty percent, the remaining
fifty percent being approved by the Government of State. There are
agreed upper limit on expenses both for house units & society toilets.
During the year of 2003-04, Central financial support to the amount of
239 crore Rs. has been given. Since beginning up to 2004, May 522 crore
Rs. has been given as Government of India financial support for the
building/up gradation of dwelling units 2, 46,035 in number & toilet
seats of 29,263 numbers in the plan.
PRADHAN MANTRI ADARSH GRAM YOJANA (PMAGY)
It is a rural growth program started by Indian central government during
the year 2009
This program is for the growth of villages especially with more than 50%
of persons of the scheduled castes by union of both central and state
schemes & allocating monetary support for each village.
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The scheme is termed as pushy as it intended to carry a number of
growth plans for the villages.
The scheme targets to make an "Adarsh Gram" (Model village) that
consists of sufficient physical & institutional infrastructure, with fully
meeting the minimum requirements of every sector of the public.
The target is integrated growth of the chosen villages to have every
necessary physical & public infrastructure required for surrounding
socio-economic growth.
Another aim is removal of difference between SCs & other society in
conditions of frequent socio-economic pointers like literacy rate, success
rate of basic education, child /maternal death rate & possession of
prolific possessions
RAJIV GANDHI GRAMEEN VIDYUTIKARAN YOJANA
It was launched in April 2005 especially by mixing all kinds of ongoing
popular schemes.
Hence, under this scheme, the central government provides ninety percent
of grant and ten percent as a loan which is provided by REC or rural
electrification corporation to all states’ governments.
The REC or rural electrification corporation is the main nodal working
agency for this scheme.
Necessary electricity is distributed to all kinds of public places such as
Panchayat office, schools, dispensaries, health centers and community
centers.
Moreover, the numbers of exact households which are electrified need to
be 10% of complete population in the town.
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It aims at electrifying every villages as well as habitations according to new
guidelines; provide proper electricity to every rural household and to offer
electricity connection to every BPL or below poverty line families with no
charge.
NATIONAL PENSION SCHEME
It was launched by government of India on 1st January 2004
NPS was made entirely available to all the Indian citizens on voluntary
basis and it is compulsory for the central government employees (except
armed forces) appointed on or after the date of 1st January 2004. All the
Indian citizens can join it, aged between 18 to 55 years.
NPS works under two categories of accounts, they are tier1 and tier2
accounts
Tier1 accounts does not allow withdrawal prematurely while tier2
account allows withdrawal prior to retirement on exceptional grounds
BACHAT LAMP YOJNA
Bachat Lamp Yojana is a government of India’s programme in order to
reduce the compact fluorescent lamps (CFLs i.e. the energy saving lights)
cost that are sold to the consumers.
It is implemented through India’s power ministry of Bureau of Energy
Efficiency (BEE). The goal of this programme is the delivery of CFLs at the
cost of the normal light bulbs. The cost difference will be covered by the
Kyoto Protocol’s sale under the clean Development Mechanism of
certified emission rights.
The amount of lighting accounts to almost 20% of the total demand of
electricity in the country. The needs of lighting in the country are
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particularly met in the household sector by incandescent bulbs. The
bulbs are very energy inefficient as about 90% of the electricity gets
converted into heat and only 10% of it is used in lighting.
MERGED SCHEMES
NREGA(National Rural Employment Guarantee Act) merged with
Sampoorna Grameen Rojgar Yojana
National Food for Work Programme was also merged with NREGA
Jawahar Rozgar Yojana(1993) was merged with Employment
Assurance Scheme(EAS) 1996 which later merged with Sampoorna
Grameena Rojgar Yojana (2001)
Integrated Rural Development Programme (IRDP), TRYSEM (Training
Rural Youth for Self Employment), DWCRA (Development of Women
& Children in Rural Areas), Ganga Kalian Yojana were merged with
Swarna Jayanti Gram Swarojgar Yojana.
Jawahar Gram Saamridhi Yajana was merged with Sampoorna
Grameena Rojgar Yojana(2001)
Jawahar Rozgar Yojana was merged with Rural Landless Employment
Guarantee Programme which was replaced by Jawahar Gram
Samridhi Yajana (1999)